Credit Card Features

360 rewards

Be rewarded in every way. Every BDT 100 spent on your Gold Card earns you 1 Reward Point.

added value care

Enjoy Buy 1 Get 1 Free dining offers at selected restaurants.

form consolidated monthly estatement

The card operates on the concept called ‘Ujrah’ which is based on a fixed monthly fee structure making it simplier.

money pay credit card bill

Pay by your Saadiq credit card and buy on instalment with no added cost for tenors upto 36 months.

Residency status

  • Applicant must be a Bangladeshi Resident


  • Minimum 19 years old

For Salaried

  • Employment documents, e.g. Appointment Letter/ Salary Certificate
  • Income documents, e.g. 3 months’ bank Statement reflecting salary, Pay slips in case of salary fluctuation, etc.

For Self-employed

  • Business documents, e.g. Trade license / Copy of MOA/ AOA/ Form X/ XII, board resolution, etc.
  • Income documents, e.g.12 months’ transactional bank statement.

Our Saadiq Credit card is based on the concept of ‘Ujrah’. ‘Ujrah’is an Arabic word which means “fee”. As per definition it means financial charges for using services. So, in Saadiq credit card, we have a fixed maintenance fee for any outstanding amount. Maintenance fee charged for the following Services:

  • Maintenance of the Service Account
  • Continued usage of the Card
  • Benefits and privileges

It is a Shariah based card: Customers are not allowed to use Saadiq Card for non-halal / non-shariah Transactions (e.g. alcohol, gambling, pubs, bars, casinos).

Card can be used both locally and internationally through VISA network from Travel Quota limit.


This information is neither an offer to sell, purchase or subscribe nor a solicitation of such an offer. This information is general and does not take into account a person’s individual circumstances, objectives or needs. Please visit any of our branches or contact your relationship manager to make an appointment.

Saadiq Visa Gold Credit Card. Start every journey with Saadiq Gold Credit Card.


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