Benefits

Credit Card Features

360 rewards

Be rewarded in every way. Every BDT 100 spent on your Gold Card earns you 1 Reward Point.

added value care

Enjoy Buy 1 Get 1 Free dining offers at selected restaurants.

form consolidated monthly estatement

There is no interest element in Saadiq Credit Card. In place of interest, the bank charges a monthly maintenance fee. However, bank will follow relevant Regulatory Guideline applicable for charging maintenance fee. Bank can waive the monthly maintenance fee as per its discretion.

money pay credit card bill

Pay by your Saadiq credit card and buy on instalment with no added cost for tenors upto 36 months.

Residency status

  • Applicant must be a Bangladeshi Resident

Age

  • Minimum 19 years old

For Salaried

  • Employment documents, e.g. Appointment Letter/ Salary Certificate
  • Income documents, e.g. 3 months’ bank Statement reflecting salary, Pay slips in case of salary fluctuation, etc.

For Self-employed

  • Business documents, e.g. Trade license / Copy of MOA/ AOA/ Form X/ XII, board resolution, etc.
  • Income documents, e.g.12 months’ transactional bank statement.

Our Saadiq Credit card is based on the concept of ‘Ujrah’. ‘Ujrah’ is an Arabic word which means “fee”. As per definition it means financial charges for using services. So, in Saadiq credit card, we have a monthly maintenance fee for any outstanding amount. However, bank will follow relevant Regulatory Guideline applicable for charging maintenance fee. Bank can waive the monthly maintenance fee as per its discretion.

Maintenance fee charged for the following Services:

  • Maintenance of the Service Account
  • Continued usage of the Card
  • Benefits and privileges

It is a Shariah based card: Customers are not allowed to use Saadiq Card for non-halal / non-shariah Transactions (e.g. alcohol, gambling, pubs, bars, casinos).

Card can be used both locally and internationally through VISA network from Travel Quota limit.

Disclaimer

This information is neither an offer to sell, purchase or subscribe nor a solicitation of such an offer. This information is general and does not take into account a person’s individual circumstances, objectives or needs. Please visit any of our branches or contact your relationship manager to make an appointment.

Saadiq Visa Gold Credit Card. Start every journey with Saadiq Gold Credit Card.

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/bd and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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