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FOR INDIVIDUAL

FOR BUSINESS

Benefits

Additional benefits tagged to Cash Line Fixed

Continue to earn interest on the underlying FD or WEDB throughout the tenor

added value high interest rates

Enjoy attractive rate of interest

form invoices
  • Copy of Photo ID
  • Copy of e-tin
  • 1 copy photo

Application Eligibility

  • Age: 18 to 65 years old
  • Resident Bangladeshi

Documents required to avail the product

For both salaried/businessman customers the following are needed

  • Copy of Photo ID
  • Copy of e-tin
  • 1 copy photo
  • Proof of Source of Income, if age exceeds 59 and profession is mentioned as salaried or in cases where mentioned as retired/ housewife etc
  • Any BDT Account with Standard Chartered Bank is required to be opened for availing Cash Line Fixed
  • Fixed Deposit or Wage Earner’s Development Bond with Standard Chartered Bank is required for availing Cash Line Fixed

  • For Loan Amount up to Tk. 50 lac: 0.5% of the disbursed loan amount or Tk. 10,000 whichever is lower
  • For Loan Amount > Tk. 50 Lac: 0.3% of disbursed loan amount or  Tk. 15,000 whichever is lower

Once any EMI payment becomes overdue, client is notified in 4 phases from Day 1 to Day 119 of DPD through notification letters, telephone calls and RM. Phone calls shall be made between 120DPD to 149 DPD as well, however, the collateral encashment procedure shall be initiated along-side and the facility shall be settled within the 149th day in event of non-payment.

  • Payment to Securities and Exchange houses
  • Payment to Money Exchange
  • Investment in Sanchaypatra
  • Investment into Term deposit
  • Payment to auto vendor
  • Payment to any investment companies
  • Repayment of any loan
  • Business Purposes

Disclaimer

This information is neither an offer to sell, purchase or subscribe nor a solicitation of such an offer. This information is general and does not take into account a person’s individual circumstances, objectives or needs. Please visit any of our branches or contact your relationship manager to make an appointment.

Cash Line Fixed Credit limit of up to 90% of FD and 75% of WEDB for a minimum tenor of 13 months and a maximum tenor of up to 60 months.

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/bd and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/bd

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