Account Features

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The deposit maintained in your Saadiq Savings account is used for financing of Islamic assets only.

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Make cash withdrawals quickly and easily at our wide network of branches and ATMs.

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Enjoy the premium service and convenience in accessing your savings via our branches as well as alternate channels.

money transfer

Transfer funds between banks at your convenience.

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Profit in Saadiq Savings Account will be accrued on monthly average
balance and applied on quarterly basis.

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Easy utility bill payments through Auto Billspay and Online Banking.


  • Bangladeshi citizen

Age requirement

  • Minimum 18 years old
  • Below 18 Account will be opened with legal guardian as an authorized signatory; it will be treated as a Minor account

Mandatory documents for all

  • Copy of valid Photo ID for Applicant & Nominee (such as Passport / National ID / Driving License etc)
  • Photograph of the applicant duly attested by the introducer
  • Photograph of the nominee duly attested by the applicant
  • Copy of e-TIN Certificate
  • Resident address verification document (eg. Utility Bill,b) Income Tax Assessment Notice – latest tax year, etc.)

Supporting Documents for Occupation & Source of Income


  • Pay Slip/ Appointment letter/ Employment contract/ Salary Certificate/ Bank Statement reflecting salary/Tax Return Acknowledgment Receipt


  • Trade License, Partnership deed or Certificate of Incorporation or Memorandum of Association or Executive order establishing the entity/Deed of Trust


  • Company Bank Statement (at least one month for Proprietorship concerns, Partnership/PVT limited/Public limited business or Companies Audited Financial report/Annual returns/Tax Return Acknowledgment Receipt or Business/Trade agreements/ documents etc

* Please note that the Bank may ask for supporting documents if there is any additional need

Client will not get any interest in Saadiq Savings account. They will earn a profit on their balance.

Saadiq Savings Account is based on the concept of Mudaraba. The profits from Islamic assets are shared between you and the Bank. Profit is calculated on the average monthly balance maintained in your accounts. Hence the more you save, the higher profit you will earn.

Mudaraba is essentially a portfolio performance based arrangement wherein one party (Customer) provides funds while another party (Bank) invests those funds to earn profits to be shared between the two parties. Conceptually, the resulting profit from the venture is shared between the parties as per an agreed ratio while loss if any has to be borne solely by the investing party/parties.

Yes, by meeting the eligibility criteria  a client can become a Priority/Premium Banking customer.

To apply please mail us:

You may also call our 24-hour Client Care Centre at 02 8332272 or 16233 (from mobile) or visit our branches

Saadiq Savings Account If you wish to save, earn profit and want to keep the fund growing then Saadiq savings account is the correct solution.


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