Account Features

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Enjoy healthy returns on your well-merited funds by opening a Saadiq term deposit.

misc terms and conditions 02

Have more flexibility to choose your desired terms of 1 month to 5 years.


  • Bangladeshi citizen

Age requirement

  • Minimum 18 years old

Mandatory documents for all

  • Copy of valid Photo ID for Applicant & Nominee (such as Passport / National ID / Driving License etc)
  • Photograph of the applicant duly attested by the introducer
  • Photograph of the nominee duly attested by the applicant
  • Copy of e-TIN Certificate
  • Resident address verification document (eg. Utility Bill,b) Income Tax Assessment Notice – latest tax year, etc.)

Supporting Documents for Occupation & Source of Income


  • Pay Slip/ Appointment letter/ Employment contract/ Salary Certificate/ Bank Statement reflecting salary/Tax Return Acknowledgment Receipt


  • Trade License, Partnership deed or Certificate of Incorporation or Memorandum of Association or Executive order establishing the entity/Deed of Trust


  • Company Bank Statement (at least one month for Proprietorship concerns, Partnership/PVT limited/Public limited business or Companies Audited Financial report/Annual returns/Tax Return Acknowledgment Receipt or Business/Trade agreements/ documents etc

* Please note that the Bank may ask for supporting documents if there is any additional need

A client can open a Saadiq Term Deposit account anytime, but fund has to be available in CASA Account.

A client cannot withdraw from this account. If the client chooses to withdraw, the FD balance will be encashed.

Yes, client can open a joint Fixed Deposit account.

Saadiq Term Deposit If you want to invest following Shahriah principles and want to maximize return then Saadiq Term Account is for you.


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