Mudaraba based Profit Sharing

The profit sharing is under Mudaraba concept

Alternate Channel Access

Bank with us with internet banking, e-statement facility, Standing Instruction, Auto Bills Pay, Client Care Centre & more.

Auto-renewal Facility

Saadiq term deposit is available on an auto- renewal over basis until the customer authorizes its closure.

  • Healthy returns

    Enjoy healthy returns on your well-merited funds by opening a Saadiq term deposit.

  • Flexible Terms

    Have more flexibility to choose your desired terms of 1 month to 5 years

  • Low opening balance

    Opening a Term Deposit is affordable as minimum opening balance required is just BDT 50,000.

Fees & Charges

Schedule of Charges. For information on Fees & Charges, please refer to Important Information section at Home Page of Islamic Banking



Bangladeshi citizen.

Age requirement

Minimum 18 years old

Mandatory documents for all
  • Copy of valid Photo ID for Applicant & Nominee (such as Passport / National ID / Driving License etc)
  • Photograph of the applicant duly attested by the introducer
  • Photograph of the nominee duly attested by the applicant
  • Copy of e-TIN Certificate
  • Resident address verification document (eg. Utility Bill,b) Income Tax Assessment Notice - latest tax year, etc.)
  • Supporting Documents for Occupation & Source of Income

    Pay Slip/ Appointment letter/ Employment contract/ Salary Certificate/ Bank Statement reflecting salary/Tax Return Acknowledgment Receipt

    Trade License, Partnership deed or Certificate of Incorporation or Memorandum of Association or Executive order establishing the entity/Deed of Trust
    Company Bank Statement (at least one month for Proprietorship concerns, Partnership/PVT limited/Public limited business or Companies Audited Financial report/Annual returns/Tax Return Acknowledgment Receipt or Business/Trade agreements/ documents etc

    * Please note that the Bank may ask for supporting documents if there is any additional need

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.