Benefits Grow your money with attractive interest rates Attractive interest rates Get attractive interest rates from your Graduate account and watch your savings grow No minimum opening balance Your Graduate Account has zero minimum opening balance requirement Debit Card Receive a debit card for ATM and POS transactions free of charge World Class Alternate Channels Excellence in digital services ensured through our 24-hour client centre, Internet Banking, e-Statements, ATMs, BillsPay Centres & SMS Banking Fees & Charges Account Maintenance Fee: Free Counter Transaction Fee: Free Debit Card Annual Fee: Free Alternate Channels Bank on the go with Sc Mobile App and Online Banking Greater Convenience Go cashless with Graduate Account debit card Eligibility Nationality Bangladeshi Citizen Age 18-26 Documents Required Copy of valid Photo ID for Applicant & Nominee (such as Passport/National ID/Driving License, etc.) Photograph of the applicant duly attested by the introducer Photograph of the nominee duly attested by the applicant Valid Student ID Resident address verification document (e.g. Utility Bill, etc.) If student is earning over BDT 5,000 per month, a Declaration of Income Document will need to be provided. If student is not earning income or is earning below BDT 5,000 per month, and is being supported by their legal guardian, Supporting Documents of Proof of Income and Proof of Occupation of the legal guardian need to be provided, as specified below. Supporting Documents For Salaried Guardians ( If applicable) — Proof of Income document (e.g. Letter of Introduction/ Appointment letter/ Salary Certificate/ Bank Statement reflecting salary, etc.) — Proof of occupation document (e.g. Employment contract / Business Card/ employee photo ID, etc.) Supporting Documents For Businessman/ Self Employed Guardians ( If applicable) — Proof of Income document (e.g. Bank Statement Tax Return Acknowledgment Receipt with monetary indication, etc.) — Proof of occupation document (e.g. Trade License/ Partnership deed/ Certificate of incorporation/ Memorandum of Articles/ BMDC /BEI Registration /Bar license/Chartered Accountant license as appropriate)