Grow your money with attractive interest rates

  • Attractive interest rates

    Get attractive interest rates from your Graduate account and watch your savings grow

  • No minimum opening balance

    Your Graduate Account has zero minimum opening balance requirement

  • Debit Card

    Receive a debit card for ATM and POS transactions free of charge

  • World Class Alternate Channels

    Excellence in digital services ensured through our 24-hour client centre, Internet Banking, e-Statements, ATMs, BillsPay Centres & SMS Banking

Fees & Charges

  • Account Maintenance Fee: Free
  • Counter Transaction Fee: Free
  • Debit Card Annual Fee: Free

Alternate Channels

Bank on the go with Sc Mobile App and Online Banking

Greater Convenience

Go cashless with Graduate Account debit card



Bangladeshi Citizen



Documents Required
  • Copy of valid Photo ID for Applicant & Nominee (such as Passport/National ID/Driving License, etc.)
  • Photograph of the applicant duly attested by the introducer
  • Photograph of the nominee duly attested by the applicant
  • Valid Student ID
  • Resident address verification document (e.g. Utility Bill, etc.)
  • If student is earning over BDT 5,000 per month, a Declaration of Income Document will need to be provided.
  • If student is not earning income or is earning below BDT 5,000 per month, and is being supported by their legal guardian, Supporting Documents of Proof of Income and Proof of Occupation of the legal guardian need to be provided, as specified below.
  • Supporting Documents For Salaried Guardians ( If applicable)
    — Proof of Income document (e.g. Letter of Introduction/ Appointment letter/ Salary Certificate/ Bank Statement reflecting salary, etc.)
    — Proof of occupation document (e.g. Employment contract / Business Card/ employee photo ID, etc.)
  • Supporting Documents For Businessman/ Self Employed Guardians ( If applicable)
    — Proof of Income document (e.g. Bank Statement Tax Return Acknowledgment Receipt with monetary indication, etc.)
    — Proof of occupation document (e.g. Trade License/ Partnership deed/ Certificate of incorporation/ Memorandum of Articles/ BMDC /BEI Registration /Bar license/Chartered Accountant license as appropriate)
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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.