Dual Currency ATM Cards

Standard Chartered’s Dual Currency ATM Card combines RMB and HKD accounts in one card, offering the ultimate convenience and flexibility. Cash withdrawal and purchases in Mainland China are settled from the RMB account, while withdrawals and purchases anywhere else are settled from the HKD account.

Customer Benefits

Purchases and cash withdrawals in Mainland China are posted to the cardholder’s RMB account in RMB, saving any extra expense on RMB FX and reducing the risk of carrying extra cash when travelling to China. This card is not only accepted in China but also at many ATMs and merchants worldwide.

Locally you can perform free transactions at JETCO ATMs and make purchase payments through the UnionPay and EPS networks.

To learn more about the benefits of the Standard Chartered UnionPay ATM Card, please click here.

Transaction summary at a glance

Getting Started

To apply for a Dual Currency ATM Card, please visit your nearest Standard Chartered branch or call us at 2886 8868 (press 2>5>0) for more information.

Remarks

1. The default daily limit per ATM card for Overall ATM and Purchase transaction:

ATM transactions

• Transfer to Account Linked to the Card: Unlimited
• ATM Cash Withdrawal/ Account transfer/ Jet Payment:
  • Priority Banking/ Premium Banking Card：HKD 30,000
  • Standard Chartered ATM Card: HKD 20,000
  • Teens ATM Card: HKD 2,000^

Purchase Transaction (Including Overseas In-Store Purchase and Online Purchase Transaction)#

• Priority Banking/ Premium Banking Card/ Standard Chartered ATM Card: HKD 50,000
• Teens ATM Card: HKD 2,000^

^The transaction daily limit of Teens ATM Card is also subject to the maximum daily limit applicable to the holder of account that is linked to the Teens ATM Card.

#This limit applies to transactions going through EPS or UnionPay Point-Of-Sale terminals. If the ATM Card is used to perform any PPS transactions or tax/ eIPO payment via ATM, this limit will be automatically increased to HKD100,000.

2.  The minimum cash withdrawal amount is HKD 100 when using Standard Chartered ATMs, and HKD 500 for other JETCO ATMs

3.  When you shop with your UnionPay ATM card, Personal Identification Number (PIN) is required.