Purchases and cash withdrawals in Mainland China are posted to the cardholder’s RMB account in RMB, saving any extra expense on RMB FX and reducing the risk of carrying extra cash when travelling to China. This card is not only accepted in China but also at many ATMs and merchants worldwide.
Locally you can perform free transactions at JETCO ATMs and make purchase payments through the UnionPay and EPS networks.
To learn more about the benefits of the Standard Chartered UnionPay ATM Card, please click here.
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Respective bank account to be debited when the transaction is performed in different locations
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|---|---|---|---|
| Transactions | Hong Kong | Mainland China | Overseas |
| ATM withdrawal | |||
| ATM withdrawal via UnionPay | HKD account | RMB account | HKD account |
| ATM withdrawal via JETCO | HKD account | HKD account | HKD account |
| ATM withdrawal (HKD) via Standard Chartered ATM | HKD Account | ||
| ATM withdrawal (RMB) via Standard Chartered ATM | HKD or RMB account at the choice of cardholders |
RMB account | |
| Point-of-Sale | |||
| Purchase on UnionPay network | HKD account | RMB account | HKD account |
| ATM withdrawal (HKD) via Standard Chartered ATM | HKD account | HKD account | |
To apply for a Dual Currency ATM Card, please visit your nearest Standard Chartered branch or call us at 2886 8868 (press 2>5>0) for more information.
1. The default daily limit per ATM card for Overall ATM and Purchase transaction:
ATM transactions
Purchase Transaction (Including Overseas In-Store Purchase and Online Purchase Transaction)#
^The transaction daily limit of Teens ATM Card is also subject to the maximum daily limit applicable to the holder of account that is linked to the Teens ATM Card.
#This limit applies to transactions going through EPS or UnionPay Point-Of-Sale terminals. If the ATM Card is used to perform any PPS transactions or tax/ eIPO payment via ATM, this limit will be automatically increased to HKD100,000.
2. The minimum cash withdrawal amount is HKD 100 when using Standard Chartered ATMs, and HKD 500 for other JETCO ATMs
3. When you shop with your UnionPay ATM card, Personal Identification Number (PIN) is required.
Please click here to learn more on dispute resolution.