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The hyperlink is provided for your convenience and presented for information purposes only. The provision of the hyperlink does not constitute endorsement, recommendation, approval, warranty or representation, express or implied, by the Bank of any third party or the hypertext link, product, service or information contained or available therein.

The Bank does not have any control (editorial or otherwise) over the linked third party website and is not in any way responsible for the contents available therein. You use or follow this link at your own risk. To the extent permissible by law, the Bank shall not be responsible for any damage or losses incurred or suffered by you arising out of or in connection with your use of the link.

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Treasures your relationship and rewards you with more points

Important Note:

Premium Deposit, Structured Investment Series and some investment products are structured product involving derivatives. The investment decision is yours but you should not purchase such product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

Priority Banking

As a Priority Banking customer, you can earn 360° Rewards Points through your Priority Banking credit card spend, as well as other banking services that you use.

Priority Banking Credit Card Deposits Investments
Insurance Personal Instalment Loan Mortgagae Loan
Discover how you can earn 360° Rewards Points
Product Category of Eligible Transactions
Reward Basis
No. of Points earned
The Maximum Points earned (Monthly)
Priority Banking Credit Card Every HK$1 retail spending made locally1 2 No Limit
Every HK$1 retail spending made overseas1 3 No Limit
Deposits / Structured Investments Series / Premium Deposit Every HK$100,000 daily average balance in a month2 500 10,000
Investments Every HK$100,000 daily average balance in a month3 500 10,000
Insurance 500 10,000
Personal Instalment Loan Every HK$100,000 month end outstanding loan balance4 500 10,000
Mortgage Loan 100 10,000
Tips : Please use your Priority Banking Credit Card at least once each month to pay for a retail purchase transaction (including but not limited to monthly instalment and bill payment) or make a cash advance to automatically earn points on your banking accounts with us.

1 The Points are earned under the Standard Chartered Priority Banking Credit Card 360° Rewards Programme of Priority Banking Credit Card. For avoidance of doubt, clients will not earn any Priority Banking 360° Rewards on credit card spending.

2 Based on total number of calendar days in the relevant month.

3 Based on total number of days the Bank is open for business in the relevant month.

4 As at the last calendar day in the relevant month.

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This webpage does not constitute any invitation or recommendation to any person to enter into any transaction of financial products. Customers should not only base on this webpage alone to make investment decisions. This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.

Risk Disclosure Statement:

Investment involves risks. The prices of investment products may move up or down and the worst case will result in loss of your entire investment. Customers should consider their own investment objective, investment experience, financial situation and risk tolerance level; and also read the terms and conditions of the relevant investment services/offering documents including the risk disclosures, and is advised to seek independent professional advice before making any investment decision.

Structured Investment Series and Premium Deposits are NOT an alternative to ordinary saving or time deposit, and are NOT protected deposits and NOT protected under the Deposit Protection Scheme in Hong Kong.

Terms and Conditions