Priority Banking

As a Priority Banking customer, you can earn 360° Rewards Points through your Priority Banking credit card spend, as well as other banking services that you use.

Discover how you can earn 360° Rewards Points

Product Category of Eligible Transactions Reward Basis No. of Points earned The Maximum Points earned (Monthly)
Priority Banking Credit Card Every HK$1 spend for insurance payment1 1 No Limit
Every HK$1 retail spending made locally1 2 No Limit
Every HK$1 retail spending made overseas1 3 No Limit
Deposits / Structured Investments Series / Premium Deposit Every HK$100,000 daily average balance in a month2 500 10,000
Investments Every HK$100,000 daily average balance in a month3 500 10,000
Insurance 500 10,000
Personal Instalment Loan Every HK$100,000 month end outstanding loan balance4 500 10,000
Mortgage Loan 100 10,000
Tips :
Please use your Priority Banking Credit Card at least once each month to pay for a retail purchase transaction (including but not limited to monthly instalment and bill payment) or make a cash advance to automatically earn points on your banking accounts with us.
  • The Points are earned under the Standard Chartered Priority Banking Credit Card 360° Rewards Programme of Priority Banking Credit Card. For avoidance of doubt, clients will not earn any Priority Banking 360° Rewards on credit card spending.
  • Based on total number of calendar days in the relevant month.
  • Based on total number of days the Bank is open for business in the relevant month.
  • As at the last calendar day in the relevant month.
  • Terms and Conditions

    All the above offers are subject to Standard Chartered Priority Banking Credit Card 360° Rewards & Priority Banking 360° Rewards Terms & Conditions | FAQ .

    Important Note:
    Premium Deposit, Structured Investment Series and some investment products are structured product involving derivatives. The investment decision is yours but you should not purchase such product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

    Risk Disclosure Statement:
    Investment involves risks. The prices of investment products may move up or down and the worst case will result in loss of your entire investment. Customers should consider their own investment objective, investment experience, financial situation and risk tolerance level; and also read the terms and conditions of the relevant investment services/offering documents including the risk disclosures, and is advised to seek independent professional advice before making any investment decision.

    Structured Investment Series and Premium Deposits are NOT an alternative to ordinary saving or time deposit, and are NOT protected deposits and NOT protected under the Deposit Protection Scheme in Hong Kong.

    This webpage does not constitute any invitation or recommendation to any person to enter into any transaction of financial products. Customers should not only base on this webpage alone to make investment decisions. This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.