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Manage your Credit Card at Your Fingertips

Hassle free credit card account management with SC Mobile app and Online Banking

View your real time credit card transaction history and available credit limit on SC Mobile app or Online Banking. Register Digital Banking account now to manage your credit card accounts anytime and anywhere.

Real-time Transaction Details
Monitor your card transactions in real-time, including posted and unposted1 transactions in both local and foreign currencies.
Learn how to check your Real Time Credit Card Transactions on:

Remarks: 1.Unposted transactions are shown as “Pending”, these are authorized transactions that may be posted to your account and may affect your available credit limit amount.

Credit Card Account Details
Check your balance1, available credit limit2, minimum payment due and payment due dates.
Learn how to check your Credit Card Balance and Credit Limit on:

Remarks: 1.Current balance includes the amount of billed and unbilled transactions. It excludes pending transactions. Billed transactions are transactions that have been billed in the current statement. Unbilled transactions are transactions to be billed in the next statement. Pending transactions are authorised transactions that may be posted to your account and may affect your available credit limit amount. 2.Available credit limit is the credit amount that you can use for transaction(s) with your credit card(s) after the deduction of current balance, pending transaction(s) and instalment balance amount. If you use autopay or cheque to repay the bill, after your payment date, the payment amount will be held from your available credit limit temporarily for a few days.

Instalment Balance Details
Check your instalment details including the number of outstanding instalment(s) and instalment amount.
Learn how to check your Instalment Details on:
Credit Card Rewards
Learn how to view your Credit Card Rewards Balance on Online Banking.
Visit here for a step-by-step guide for reward redemption.

Notes

1.Credit card account balance and transaction history details are updated periodically. A note will be displayed on screen during the updating process. Please check your credit card information after completion of the process.

2.The combined credit limit is shared among all Standard Chartered Credit Cards and Co-branded Cards. Combined credit limit is not applicable to Shop’n Gain Credit Card, designated MasterCard (card number starting with 5488) and MANHATTAN Credit Card.

3.For overseas or online transaction, the transaction amount may subject to wholesale market currency exchange rate and include additional charges upon posting. For more details, please click here for the Credit Card Key Facts Statement.

4.If you use autopay or cheque to repay the credit card bill, the payment amount will be held from your available credit limit and recorded as “Transaction in Progress” in your account temporarily until the payment is processed.

5.Credit card account balance update upon payment submission:
• Submission on Monday to Friday before 11:00 PM; credit limit available on the next day before 09:00 AM
• Submission on Monday to Friday after 11:00 PM; credit limit available on the day after next before 09:00 AM
• Submission on Saturday before 11:00 PM; credit limit available on Sunday before 09:00 AM
• Submission on Saturday after 11:00 PM or Sunday; credit limit available on Tuesday before 09:00 AM

To borrow or not to borrow? Borrow only if you can repay!