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Financial Flexibility
Refinance and cash out with your property to enhance your cash flow for greater financial flexibility
Competitive Interest Rate
Lower your monthly repayments and reduce your financial burden
Pay-off your loan faster
With our Deposit Linked Mortgage and Mortgage$aver you are able to pay off your loan faster
Payment Arrangements for Property Transactions (PAPT)
Real-time electronic funds transfer to your original mortgage institution or account via CHATS for enhanced customer protection and timeliness of payment. For more details, please click here
Apply now
Financial Flexibility
Refinance and cash out with your property to enhance your cash flow for greater financial flexibility
Competitive Interest Rate
Lower your monthly repayments and reduce your financial burden
Pay-off your loan faster
With our Deposit Linked Mortgage and Mortgage$aver you are able to pay off your loan faster
Payment Arrangements for Property Transactions (PAPT)
Real-time electronic funds transfer to your original mortgage institution or account via CHATS for enhanced customer protection and timeliness of payment. For more details, please click here
Apply now
You can choose between Hibor-based Mortgage Plan or Prime-based Mortgage Plan.
Example of Cash out
CURRENT VALUE OF PROPERTY | HKD10,000,000 |
|---|---|
| Outstanding mortgage loan amount | HKD2,000,000 |
| Max LTV | 70% |
| Max mortgage loan amount | HKD7,000,000 |
| Max cash out amount | HKD5,000,000 |
Related Mortgage Services
Refinance Home Mortgage Loans
To borrow or not to borrow? Borrow only if you can repay!