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Open an account and sign up for the designated banking plan via SC Mobile App to enjoy up to HKD500 extra Cash Rebate and other amazing offers

Electronics, Mobile Phone, Phone

Open an account and sign up for the designated banking plan via SC Mobile App to enjoy up to HKD500 extra Cash Rebate and other amazing offers

  • Apply Now Apply Now

    Open an account

    *Only applicable to new Standard Chartered banking customers who do not hold any current or savings account with us. For existing customers, please log in to Online Banking or visit the branch for account opening.

    Download SC Mobile, save a trip to the branch

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    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    Click here to learn more about Mobile Account Opening

    Not applicable to:

    Cheque book service, products/services/applications that require handwritten signature.

Open an Integrated Deposits Account via SC Mobile App anytime, anywhere, to bank with us. It only takes a few minutes!

Mobile Account Opening Offers

Open an account and sign up for the designated banking plan via SC Mobile App to enjoy extra reward

Step-by-step guide

Phase 1: Open an account via SC Mobile App

Step 1

Download SC Mobile App and click “Open an account or register in minutes”

Open an account via SC Mobile App - Step 1
Step 2

Verify your HKID


Open an account via SC Mobile App - Step 2
Step 3

Take a selfie for facial recognition


Open an account via SC Mobile App - Step 3
Step 4

Fill in your personal details and set up your Digital Banking login username and password

Open an account via SC Mobile App - Step 4
Step 5

Sit back and we will notify you of the application result shortly

Open an account via SC Mobile App - Step 5

For China Resident Identity Card or Exit-entry Permit for Travelling to and from Hong Kong and Macao holder, you can make an appointment for Hong Kong account opening via SC Mobile App.

Watch the video to check how to open an account via mobile in 5 steps

Who can open an account via SC Mobile app

New client

Not holding any Standard Chartered Bank (Hong Kong) Limited deposit account, including Savings Account, Current/Cheque Account, Integrated Deposits Account, Time Deposit Account

Hong Kong resident

  • Holding a valid adult Hong Kong Identity Card (HKID)
  • Hong Kong Permanent or non-Permanent Resident aged 18 or above

For Personal Use

Opening this account for personal use only

Non-US Person

Non-US resident, non-US citizen and not holding a US Permanent Resident Card (Green Card)

How to apply

Make sure you have your HKID card with you
You need to:

  • Phase 1: Open an account via SC Mobile App
  • Phase 2: After account is opened, log in to SC Mobile App to choose your preferred banking plan and offer to personalise your banking experience

Tips on account opening

Before your application

  1. Find a private area where no one can see your personal data
  2. Find a place with good lighting
  3. Have your HKID  readily available
  4. Prepare a piece of white paper which will be helpful when you take photo of your HKID

HKID verification

  1. Ensure adequate lighting is available. Don’t shoot in dimly lit areas or under bright lights
  2. Put a piece of white paper under your HKID
  3. Ensure no shadow/glare is cast over your HKID
  4. Review your HKID image to ensure the details on your HKID are not out of focus before you proceed

Selfie verification

  1. Find a place with good lighting
  2. Hold the camera at eye level
  3. Align your eyes with the circle shown on screen
  4. Blink your eyes according to the instruction
  5. Take the selfie with plain background
  6. Make sure no one is standing behind you

Banking plans

After opening an account, you can choose the banking plan that best suits you

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Life gets easy when you live smart

Easy Banking

  • Free maintenance fee
  • Sign up via SC Mobile App and complete missions to earn up to HKD300 cash rewards
  • Learn More
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Be a winning wage earner — the Premium way

Premium Banking

  • Free maintenance fee
  • New Funds Growth Reward for new clients: up to HKD900 cash rebate or 9,000 Asia Miles
  • Extra HKD188 cash rebate or 1,880 Asia Miles for successful sign up for Premium Banking via SC Mobile App
  • Learn More
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Your wealth management solutions

Priority Banking

  • Up to HKD22,500 cash rebate or  225,000 Asia Miles
  • New Funds Growth Offer: up to HKD22,000 cash rebate or 220,000 Asia Miles
  • Extra HKD500 cash rebate or 5,000 Asia Miles for signing up via SC Mobile App
  • Learn More
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Easy Banking

Relationship Balance Requirement

  • Nil
Maintenance fee
  • Free

Welcome Offer

Sign up via SC Mobile App and complete missions to earn up to HKD300 cash rewards

Privileges & expertise

Premium Banking

Relationship Balance Requirement

  • HKD200,000 or above
Maintenance fee
  • Free

Welcome Offer

  • New Funds Growth Reward for new clients: up to HKD900 cash rebate or 9,000 Asia Miles
  • Extra HKD188 cash rebate or 1,880 Asia Miles for successful sign up for Premium Banking via SC Mobile App

Privileges & expertise

  • Premium Executive
  1. Help manage your finances on our website or SC Mobile App
  2. Provide you with simple financial solutions
  3. Assist you on the full suite of banking and wealth management enquiries

Priority Banking

Relationship Balance Requirement

  • HKD1,000,000 or above
Maintenance fee
  • HKD900 per quarter4

Welcome Offer

  • Up to HKD22,500 cash rebate or 225,000 Asia Miles
  • New Funds Growth Offer: HKD4,000 cash rebate or 40,000 Miles for first HKD1,000,000 new funds; HKD3,000 cash rebate or 30,000 Miles for subsequent every HKD1,000,000 new funds; total up to HKD22,000 cash rebate or 220,000 Asia Miles
  • Extra HKD500 cash rebate or 5,000 Asia Miles for signing up via SC Mobile App

Privileges & expertise

  • Investment Intelligence – myWealth Service
  • Comprehensive Wealth Management Solutions
  • Sustainable Investing
  • GBA & International Banking Opportunities
  • Latest Market Insights

1. Only applicable to new Standard Chartered banking clients who do not hold any current or savings account with us. For existing clients, please log in to Online Banking or visit the branch for account opening.

2. To apply via SC Mobile App, you must have a mobile device which is supported with iOS version 11 or above (iPhone 5S or later model) or with Android version 7.0 or above; and equipped with front and back camera, and with gravity sensor.

3. For any of the Bank’s products services , or application or utilising any of the Bank’s services that requires your handwritten signature, e.g. cheque book request, please visit any of our branches to provide us with a specimen of your handwritten signature.

4. If the average daily Relationship Balance of the Priority Banking client within the quarter falls below HKD1,000,000, a maintenance fee of HKD900 will be charged for the quarter. For details, please refer to the Service Charges booklet.

5. My RM services are only applicable to selected Priority Banking clients.

Electronics, Phone, Mobile Phone

SC MOBILE APP

Manage your finances on the go

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are the registered trademarks of Google Inc.

FAQs

  • To be eligible to apply for an Integrated Deposits Account via SC Mobile App, you should meet ALL the following criteria:

    1. Not holding any of the following deposit accounts with Standard Chartered Bank (Hong Kong) Limited:

    • Savings Account
    • Current / Cheque Account
    • Integrated Deposits Account
    • Time Deposit Account

    2. Holding a valid Hong Kong Identity Card (HKID);

    3. Hong Kong Permanent or non-Permanent Resident aged 18 or above;

    4. Non-US Resident, non-US citizen and not holding a US Permanent Resident Card (Green Card);

    5. Opening this account for personal use only

  • Yes, as long as you do not hold any deposit account with us and meet the other requirements listed above at the time of Integrated Deposits Account application via SC Mobile App. Your personal information under your existing Standard Chartered credit card will be updated according to this application form after your bank account is opened.

  • Yes, as long as you are a new client with us now and meet the above requirements.

  • Once your Integrated Deposits Account is opened, a Standard Chartered UnionPay Single Currency ATM Card will be issued to you. When you have received it, please log in to Online Banking to confirm the receipt of new card.

    Also, please log in to SC Mobile App to set up your account and select your preferred banking plan and offer within 30 days after your account is opened.

    Please note our account setup is available in SC Mobile App from 8AM to 10PM, Monday to Sunday.

    If you do not complete the account setup, the prevailing savings interest rates will continue to be applied on your Integrated Deposits Account opened via SC Mobile App, and your banking plan will remain to be Easy Banking.

Important Notice

Using myWealth

  • Investing can be complex due to changing market conditions. You have your own personal circumstances, specific needs and investment objectives. You may also hold assets elsewhere. These factors, which can change from time to time, and your holdings held elsewhere have not been factored in by the service.
  • Please do not execute trades on your own by simply relying on these investment ideas in isolation.
  • Notwithstanding any discussion with your Relationship Manager, before deciding to proceed with any investment transaction, you should make an independent assessment about the risks, merits and appropriateness of each investment transaction, and seek independent professional advice.
  • We are not providing portfolio monitoring services and are not obliged to review, manage or monitor the performance of your investment holdings.
  • The products involved are not principal protected and you may lose all or part of your original investment amount. There are possible disadvantages from subscribing, selling or switching and the Bank makes no warranty on your decision to buy, sell or switch at any material time.
  • SCB Chief Investment Office & Wealth Management Product specialists provide the following inputs which are used in myWealth algorithms namely 1. Model portfolios or model asset allocation 2. Bank’s House view on asset classes  3. Fund select list. These inputs are refreshed on monthly basis by Bank’s Investment and product specialists.

myWealth service limitations

  • myWealth is a direct to client investment service. If you require human interaction, please contact your Relationship Manager for further engagement.
  • The investment ideas generated through the myWealth service have taken into consideration your current risk profile, cash balances, investment funds, bonds, equities, structured investments and structured products holdings that you have held with the Bank.
  • Your investment concentration, holdings in insurance, leverage or other loans with the Bank, and any other investment holdings, assets / liabilities outside the Bank are not considered in the myWealth service.
  • Currently, myWealth only generates investment ideas on investment funds based on your current asset allocation and the model asset allocation under predefined rules.
  • myWealth does not offer automatic portfolio rebalancing.
  • The algorithms may include performance data and statistics that are derived based on historical data and methodologies formulated on various assumptions.
  • Extreme events such as drastic market declines are not explicitly modelled.
  • Prices and market values are for your information only and their accuracy is not guaranteed, and they may not be relied upon by any party as the basis for making any trading, hedging or investment decision. Prices including those of exchange traded securities are generally based upon the last traded price at close of market. Funds are valued based on the latest available net asset value. Where any price is provided, it represents an indicative market valuation only and as an estimated value may differ substantially from prices at which you may be able to sell a product and may not include redemption charges or other charges .

Risk Disclosure Statement

Risk Disclosure Statement for RMB Deposit Services

  • Renminbi (“RMB”) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the client subsequently converts RMB to another currency (including Hong Kong dollars); and
  • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Foreign Exchange Risk Disclosure Statement

  • Foreign Exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses in the event that the client converts a time deposit from the foreign currency to HKD.

myWealth Risk Disclosure Statements

  • Investment involves risks. The prices of investment products fluctuate, sometimes dramatically and the worst case may result in loss of your entire investment amount. Past performance is no guide to its future performance.
  • Investors should read the terms and condit­ions contained in the relevant offering documents and in particular the investment polici­es and the risk factors and latest financi­al results informati­on carefully and are advised to seek independent professional advice before making any investment decis­ion.
  • Investors should consider their own investment object­ives, investment experience, financi­al situati­on and risk tolerance level.

 

Notes:

This webpage does not constitute any prediction of likely future price movements. Investors should not make investment decisions based on this webpage alone. This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.