Our SC Mobile and Online Banking platforms provide intuitive features that allow you to easily adjust your daily transfer limits and authorise transactions securely. This guide will take you through the steps to change your daily limits and authorise transactions, ensuring your banking experience is both seamless and secure.

SC Mobile Daily Limit Adjustment

  • Sg limit adjustment step one

    STEP 1

    Under the ‘Pay & Transfer’ page, go to the ‘Manage’ tab. Scroll down to ‘Manage Daily Transfer Limit’.

  • Sg limit adjustment step two

    STEP 2

    Set a limit to match your daily needs and tap ‘Update Limit’.

  • Sg limit management steps soft token

    STEP 3

    For your security, enter your SC Mobile Key to confirm the update.

  • Sg limit adjustment step four

    STEP 4

    Check that your daily transfer limit has been successfully updated.

SC Mobile Daily Limit Adjustment

1

STEP 1

Under the ‘Pay & Transfer’ page, go to the ‘Manage’ tab. Scroll down to ‘Manage Daily Transfer Limit’.

2

STEP 2

Set a limit to match your daily needs and tap ‘Update Limit’.

3

STEP 3

For your security, enter your SC Mobile Key to confirm the update.

4

STEP 4

Check that your daily transfer limit has been successfully updated.

SC Mobile Transfer Authorisation

  • Sg authorise limit step one

    STEP 1

    Proceed with transaction on SC Mobile.

  • Sg limit management steps soft token

    STEP 2

    For your security, enter your SC Mobile Key to confirm the transaction.

  • Sg authorise limit step three

    STEP 3

    Check that your transfer has been successfully completed.

SC Mobile Transfer Authorisation

1

STEP 1

Proceed with transaction on SC Mobile.

2

STEP 2

For your security, enter your SC Mobile Key to confirm the transaction.

3

STEP 3

Check that your transfer has been successfully completed.

FAQ

For transfer of funds between your own accounts, you can transfer up to the available balance in the account.

For other fund transfers, you can transfer up to your current personalised daily limit. If you wish to adjust the daily transfer limit, simply log in to SC Mobile, go to ‘Pay & Transfer’ tab and update the limit under ‘Manage Daily Transfer Limit’. The maximum daily transfer limit allowed is S$200,000.

This feature will be part of our next app release (version 9.14.9) which will be progressively rolled out. Stay tuned.

You can lower or increase the daily transfer limits anytime. Simply log in to SC Mobile, go to ‘Pay & Transfer’ tab and update the limit under ‘Manage Daily Transfer Limit’. The maximum daily limit allowed is S$200,000.

This feature will be part of our next app release (version 9.14.9) which will be progressively rolled out. Stay tuned.

The S$200,000 daily transfer limit is applicable to all fund transfers except transfer of funds between your own accounts, bill payment, credit card transactions, and debit card transactions.

No, the authorisation limit is an enhanced security feature which requires users to enter their SC Mobile key to proceed for any transaction equal or above S$5,000. It is independent of the daily transfer limit, which puts a restriction on the amount that users can transact.

As part out our enhanced anti-scam measures, the Bank will set the default authorisation limit to S$5,000 for new clients and for existing clients with authorisation limits exceeding S$5,000. This change will not apply to clients who have already personalised their authorisation limits to below S$5,000.

Example of Changes to Authorisation Limit After Defaulting
Before (SGD)After Defaulting (SGD)
Transfer to other SCB account$1,000$1,000
Transfer to other bank’s account$2,000$2,000
Bill Payment$5,000$5,000
International Fund Transfer$6,000$5,000
Pay Other Bank’s Credit Card$10,000$5,000

There have been reports of SMS and email phishing targeting bank customers in Singapore. Please do NOT click on the links in any unusual or suspicious SMSes and/or emails, or provide any sensitive personal details, login credentials, PINs, OTPs. We would never ask you to reveal sensitive personal information or passwords, or validate your account over SMSes, emails or phone calls. If you receive any suspicious SMSes, emails or phone calls, please call us immediately.