Revision of Bonus$aver Account effective 1 January 2026
With effect from 1 January 2026 (inclusive), please note that there will be revisions made to Bonus$aver Account to align with longer-term market expectations.
The Bonus$aver Product Terms will also be updated accordingly.
Updates to Bonus$aver Account
Please refer to the table below for a summary of changes.
Current (Before 1 January 2026) Bonus Interest Rate on your first S$100,000 eligible deposit balance | From 1 January 206 onwards Bonus Interest Rate on your first S$100,000 eligible deposit balance
| |
|---|---|---|
| Card Spend | 1.50% p.a.
(minimum eligible spend of S$1,000 monthly) | 1.00% p.a.
(minimum eligible spend of S$1,000 monthly) |
| Salary Credit | 1.50% p.a.
(Regular inward credit through GIRO, PayNow or FAST) | 1.00% p.a.
(Regular inward credit through GIRO, PayNow or FAST) |
| Invest
(Bonus Interest paid for a consecutive period of 6 months) |
2.50% p.a. Invest in eligible Unit Trust or Online Equities of at least S$20,000
| 2.50% p.a.
Invest in eligible Unit Trust or Online Equities of at least S$30,000 NEW! |
| Insure
(Bonus Interest paid for a consecutive period of 6 months) | 2.50% p.a.
Purchase an Eligible Insurance Policy with a minimal annual premium of S$12,000 |
2.50% p.a. Purchase an Eligible Insurance Policy with a minimal annual premium of S$24,000 NEW!
|
| Prevailing Interest Rate | 0.05% p.a. | 0.05% p.a. |
| Total Bonus Interest paid on your eligible deposit balance
(Inclusive of Prevailing Interest Rate) | 8.05% p.a. | 7.05% p.a. |
Other revisions to the account include:
- Insure: Required minimal annual premium is revised to S$24,000
- Invest: Required minimal Unit Trust subscription or Online Equities cumulative buy trade volume is revised to S$30,000. Bonus interest will be awarded when you maintain your investments for the full 6-month holding period. You will not be eligible for bonus interest for remaining months if you redeem the Unit Trust or Online Equities any time during the consecutive period of 6 months.
If you wish to obtain a copy of the new Terms, go to www.sc.com/sg/bonussaver from 1 January 2026 onwards.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.