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Terms and Conditions Governing Use of SGFinDex

3.1  When You give an instruction or Your consent to any Participant (“Data Source”) to make Your Data available through the SGFinDex, You agree that Clauses 3.1.1 and 3.1.2 shall apply in respect of such Participant and such instruction or consent.

3.1.1  You acknowledge, consent, agree and authorise such Participant to make available for retrieval, and to disclose, Your Data through the SGFinDex and to collect, process, use and/or disclose Your Data for any of the following purposes:

(i)  the provision, by any Participant to You, of any Financial Planning Services;

(ii)  the operation of the SGFinDex, performing such Participant’s obligations or to exercise such Participant’s rights under or in connection with such Participant being a participant and/or user of the SGFinDex (including under any agreements or undertakings relating to the SGFinDex which such Participant is bound by);

(iii)  managing and preparing reports on any matter relating to the use or operation of any of such Participant’s systems, the SGFinDex and related systems and connections;

(iv)  to comply with any applicable laws, rules, guidelines, circulars, practice notes, orders, directions or guidance issued by any governmental and/or regulatory authority in Singapore or in any relevant jurisdiction (whether applicable to You, the Operator, any Participant or otherwise) (“Applicable Laws”), or to assist in law enforcement and investigations conducted by any governmental and/or regulatory authority;

(v)  in connection with any claims, actions or proceedings (including drafting and reviewing documentation, obtaining legal advice, and facilitating dispute resolution), and/or to discharge, enforce or defend any of such Participant’s contractual or other legal obligations or rights;

(vi)  such purposes as set out in such Participant’s Data Protection Policy; and/or

(vii)  disclosure to, and use by, such Participant’s Representatives during such Representatives’ appointment or employment, and strictly on a need-to-know basis for any of the purposes described in this Clause 3.1.1 and at all times, without prejudice to any requirements under Applicable Laws (including any outsourcing guidelines issued by the Monetary Authority of Singapore) which may be applicable to any such disclosure to and/or use by such Participant’s Representatives.

3.1.2  You agree that such Participant may, and acknowledge that such Participant will, rely on each of the above consents and authorisations provided by You under Clause 3.1.1 (collectively, Your “Data Sharing Consent”).

3.1.3  You acknowledge and agree that Your Data Sharing Consent is effective from the time You give such Participant such instruction or consent and remains valid and in force until, and Your Data Sharing Consent will automatically expire at, 2359 hours (Singapore time) on the 364th day after the day that Your Data Sharing Consent became effective in accordance with the foregoing. If You wish to revoke Your Data Sharing Consent prior to such time, please submit a revocation request by following the instructions on the website of such Participant or the Operator. Please note that once Your Data Sharing Consent has expired, You will have to provide consent again by completing a new linkage process for such Participant.