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Your options to comprehensive private health insurance coverage without compromising medical care.


Your options to comprehensive private health insurance coverage without compromising medical care.

What is PRUShield?

With the rise in healthcare costs, seeking medical treatment can cause a financial strain especially if you are not prepared for the unexpected. PRUShield offers you various options with comprehensive coverage that suit your budget and healthcare needs.

Sc sg insurance prushield
Key Risks
Important information – please read before proceeding
Knowing the key risks associated with each insurance plan is important.  Below are the key risks (non-exhaustive) associated with this plan:

  1. Premiums are not guaranteed and may change in the future depending on the claims experience of the plans.
  2. This is a yearly renewable plan.  Renewal premiums may increase based on the Age Next Birthday of the Life Assured on each anniversary of the Cover Start Date.
  3. There are certain conditions whereby the benefits will not be payable. These are stated as exclusions in the policy documents.
  4. This plan may terminate when the life assured’s citizenship or residency status changes.
  5. Certain benefits are subject to the Deductible, Co-insurance and Pro-ration limits.
  6. In event of the insolvency or default on its objections or failure in any other way by the insurer / underlying entity(ies), you may not receive your premiums/ benefits
Terms & Conditions
Important Notes
  1. For Planned Overseas Medical Treatment under PRUshield, referrals must be obtained from Health Management International (HMI); or Parkway Holdings Pte Ltd.  The list is subject to any change made on the covered healthcare providers for approved overseas hospitalisation by Medisave and the insurer reserves the right to review and change such list as required from time to time.
  2. This benefit is only applicable to PRUshield A Premier and PRUshield A Plus plans purchased under standard terms. It allows the life assured to buy a new plan up to the stipulated sum assured upon significant events in life without underwriting.  The events include Marriage, Divorce, Parenthood, Adoption of a child through legal means, Death of a spouse, Marriage of the children and children entering primary or secondary school.


Buying an insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable (if any) may be less than the total premiums paid. The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by Prudential Assurance Company Singapore (Pte) Limited and not Standard Chartered Bank (Singapore) Limited. Standard Chartered Bank (Singapore) Limited shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, the Bank is acting in alliance with the insurer and not as an agent for customers.

This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment  or insurance objectives, financial situation or particular needs of any person. You should seek advice from a licensed or an exempt financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase any product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Prudential or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.