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PRUWealth grows your wealth and keeps pace with your changing needs.

PRU Wealth

PRUWealth grows your wealth and keeps pace with your changing needs.

What is PRUWealth?

PRUWealth grows your wealth and keeps pace with your changing needs.

Sc sg insurance
Key Risks
Important information – please read before proceeding
Knowing the key risks associated with each insurance plan is important.  Below are the key risks (non-exhaustive) associated with this plan:

  1. If you terminate or partially surrender PruWealth within the first 20 years of the policy, you will incur the abovementioned high costs, and the surrender value payable (if any) will be less than the total premiums paid.
  2. If you have an investment horizon of less than 20 years, you may want to consider other insurance plans with a policy term of less than 20 years.
  3. Where a regular premium product is selected, the effects of early surrender have been explained to you and that you should not normally commit more than 50% of your monthly surplus to such Product.
  4. If you should decide to switch from one insurance product to another insurance product:
    – you may not be insurable at standard terms;
    – you may have to pay a different premium; and/or
    – Terms and Conditions may differ
  5. This policy that you are purchasing is a life insurance plan, and it is not a savings account or fixed deposit.
Terms & Conditions
Important Notes
1. This is provided there has not been any policy alterations such as partial surrender since inception.

2. The maturity benefit, comprising face value plus bonuses (if any), less any amount owing, is payable in lump sum upon maturity. Bonuses are not guaranteed and will vary according to the future performance of the participating fund.

3. Policy matures on the policy anniversary before original primary life assured turns 100 years old.

4. Any withdrawal will result in a reduction in the long term value of your policy. If you surrender the policy, the surrender value payable (if any) may be less than the total premiums paid.

5. Appointment of secondary life assured is restricted to the policy owner’s immediate family members and is subject to acceptance by Prudential Assurance Company Singapore (Pte) Limited.

6. If the primary life assured or policy owner adds an optional supplementary benefit, medical check-ups or answering health-related questions may be required.


Buying an insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable (if any) may be less than the total premiums paid. The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by Prudential Assurance Company Singapore (Pte) Limited and not Standard Chartered Bank (Singapore) Limited. Standard Chartered Bank (Singapore) Limited shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, the Bank is acting in alliance with the insurer and not as an agent for customers.

This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment  or insurance objectives, financial situation or particular needs of any person. You should seek advice from a licensed or an exempt financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase any product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Prudential or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.