The Christmas 2018 Promotion (“Promotion”) consisting of the Spend & Be Rewarded Promotion (“Spend & Be Rewarded Promotion”), and Snowball Challenge Promotion (“Snowball Challenge Promotion”) is available from 1 November to 31 December 2018 (both dates inclusive) (the “Promotion Period”). The Promotion is open to all eligible principal cardholders of Standard Chartered Credit Cards (“Cards”) issued by Standard Chartered Bank (Singapore) Limited (“Bank”) (collectively, “Eligible Cardholders“). To participate in the Promotion, Eligible Cardholders must successfully register during the Registration Period (as defined below). For the Spend & Be Rewarded Promotion, the registration period is from 30 October to 31 December 2018 (both dates inclusive) (“Spend & Be Rewarded Registration Period”). For the Snowball Challenge Promotion, the registration period is from 30 October to 29 December 2018 (both dates inclusive) (“Snowball Challenge Registration Period” and together with the Spend & Be Rewarded Registration Period, the “Registration Period”). 2 calendar days from the time of registration is required for successful registration for the Snowball Challenge Promotion. To register for the Promotion, Eligible Cardholders must send an SMS composed in the following format: “XMAS” (Example: XMAS) to 77222 from his/her mobile number that was registered with the Bank (“Bank Registered Mobile Number”). An acknowledgement of successful Registration will be sent to Cardholder’s Bank Registered Mobile Number. Upon successful Registration, all of the Eligible Cardholder’s validly existing Cards will be registered for the Promotion (such successfully registered card(s) referred to as a “Registered Card”). and the cardholder of such Registered Card, a “Registered Cardholder”). All SMSes which are not in this prescribed format, sent to an incorrect number, or sent from a non-Bank Registered Mobile Number will not be accepted and will be considered by the Bank to be invalid and/or void, and the Bank’s determination shall be final and conclusive. Eligible Cardholders need only register once to participate in both the Spend & Be Rewarded Promotion and Snowball Challenge Promotion except that Registered Cardholders who have changed or updated their Bank Registered Mobile Number will have to re-register for the Promotion under the new number. Failure to re-register will mean that cardholder will not be eligible for the Promotion. Transactions such as, but not limited to, insurance premiums, all modes of bills payments (including payments to telecommunications and utilities providers), payment via AXS and SAM networks, payment to government agencies (including LTA, HDB, IRAS, PUB, ICA & MOM), income tax payments, EZ-Link/TransitLink top-up/reload, any transactions pertaining to Merchant Category Codes 6211 (Security Brokers/Dealers) and 7995 (Gambling/Lotto), funds transfers, cash advances, NETS purchases, ongoing instalment payments, any fee and charges, cancelled and reversed transactions and outstanding balances will not be considered as a Spend & Be Rewarded Qualifying Transaction or Snowball Challenge Qualifying Transaction for purposes of the Spend & Be Rewarded Promotion and Snowball Challenge Promotion respectively. Click here for full Christmas 2018 Promotion terms and conditions that apply.