Maximize your growth

money dollar

Standard Chartered Business Working Capital provide limits up to BDT 16 crore.

money no minimum balance

We offer BWC product with a simplified process and simplified documentation.

people multiple accounts

We offer the BWC product using a simplified rule-based credit assessment methodology.

  • Application form of Business Working Capital
  • Valid Current Trade License
  • Trade License of last 3 years
  • Latest 12 month Bank Statement
  • National ID/Passport/Driving License of Business Owners
  • Utility Bill of Business
  • 12 Digit e-TIN Certificate
  • Photograph of the owners
  • Sanction letter of all other bank loans
  • All property related documents
  • Board/Partnership Resolution ( for partnership and private limited companies only)
  • Partnership deed and registration certificate from registrar of firms ( for Partnership businesses only)
  • Memorandum of Article of Association and Certificate of Incorporation (for Private Limited Company only)
  • Borrowing clause needs to be present in Memorandum of Article of Association
  • Updated Form X and XII ( for Private Limited company only)
  • End use of fund declaration ( at the time of disbursement)
  • Personal Guarantee with valid photo ID (National ID/Passport ) from Spouse/immediate family member

Please note that the above requirements are not exhaustive and the bank may require further documentation for credit assessment on a case to case basis.

*Terms and conditions apply.

Business Working Capital (BWC) is an array of trade and lending products, which is specifically designed to match the client’s business cycle. Trade and Working Capital products are short term in nature i.e. 12 months or less in tenure, and addition to the existing Business Banking product suite of long term loans (BIL upto 48 months, LAP upto 180 months).

BWC would be sourced under a simplified rule-based underwriting approach, with ease of documentary requirements, and a simplified annual renewal process. Limits up to BDT 16 crore can be availed under this program amongst a range of Trade Finance product offerings, alongwith a dedicated Relationship Manager.

  • Customers with turnover upto BDT 80 crore
  • Proprietorship concerns
  • Registered Partnerships
  • Private Limited Companies
  • Public Limited Companies*
  • Professionals having valid trade license
  • Foreign-owned/Joint Venture firms having more than 50% shareholding by Bangladesh citizen

We are offering 3 categories of products under BWC at present:

Lending Products:

  • Overdraft
  • Short Term Loan

Trade Products:

  • Letter of Credit
  • Invoice Financing
  • Shipping Guarantee
  • Bank Guarantee

Foreign Exchange Hedging:

  • Plain FX Forward


No Processing Fee.

Residential and Commercial Properties within Dhaka and Chittagong Metropoliton Area.

Business Working Capital Provides support to Working Capital needs of your business with a tailored solution to fit your growth aspiration.


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