• Unlock value from your property

    The Loan Against Property allows you to borrow up to 75% of the value of your property.

  • Competitive Interest Rate

    Standard Chartered offers highly competitive interest rates for the Loan Against Property

  • Attractive Loan Amount

    Standard Chartered will extend loans up to a maximum value of BDT 3.50 crore.


  • At least last 3 years continued business experience.
  • Minimum yearly sales turnover of BDT 2.40 Crore.
  • Minimum 12 months on us or off us repayment track record.

Type of entities:

  • Proprietorship concerns
  • Registered Partnerships
  • Private Limited Companies
  • Public Limited Companies
  • Professionals having valid trade license
  • Foreign-owned/Joint Venture firms having more than 50% shareholding


How do I apply for a Loan against Property?

Visit your nearest Standard Chartered Bank branch
If you are a Liability customers you may also get in touch with your Relationship Managers to know more and apply for a LAP

What are the benefits of taking a LAP from Standard Chartered Business Banking?
  • Fast processing of the application
  • Attractive limit
  • Well trained RMs
  • Bundle offer with Business Working Capital product to cater client needs in a customized manner
What is the maximum tenure of the loan?

The maximum tenure for which you can avail the facility is up to 180months.

What do I need to give as security?

We accept both residential and commercial property as security. No plot or under construction properties will be allowed.
For Commercial Property 60% of property’s current market value
For Residential Property 75% of property’s current market value


Documentation Required
  • Application form of Loan Against Property/Commercial Mortgage
  • Valid Current Trade License
  • Trade License of last 3 years
  • Latest 12 month Bank Statement
  • National ID/Passport/Driving License of Business Owners
  • Utility Bill of Business
  • 12 Digit e-TIN Certificate
  • Photograph of the owners
  • Sanction letter of all other bank loans
  • All property related documents
  • Board/Partnership Resolution ( for partnership and private limited companies only)
  • Partnership deed and registration certificate from registrar of firms ( for Partnership businesses only)
  • Memorandum of Article of Association and Certificate of Incorporation (for Private Limited Company only)
  • Borrowing clause needs to be present in Memorandum of Article of Association
  • Updated Form X and XII ( for Private Limited company only)
  • End use of fund declaration ( at the time of disbursement)
  • Personal Guarantee with valid photo ID (National ID/Passport ) from Spouse/immediate family member

Please note that the above requirements are not exhaustive and the bank may require further documentation for credit assessment on a case to case basis.

*Terms & Condition Apply

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.