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Today, Tomorrow and Forever

Grow, manage and protect your wealth for yourself, your family and beyond

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Our approach to wealth

Planning for ‘Today

Ensuring you have the liquidity and stable cash flow to meet your near term needs and lifestyle, by matching your current assets and resources against expenditure.

Primary financial needs
• Meeting near term spending needs
• Savings for emergencies
• Protection

Investment solutions
• Cash & cash equivalents
• Fixed income instruments
• Mutual Funds paying distributions
• High dividend equities and REITS
• Life/medical/disability/property/car insurance

Securing ‘Tomorrow

Having a clear view of your financial goals and future needs, and ensuring your wealth portfolio grows to meet them over your lifetime.

Primary financial needs
• Wealth accumulation
• Hedging against inflation
• Saving for an investment property
• Retirement planning
• Planning for children’s education

Investment solutions
• Growth portfolio – mutual funds, equities, bonds, private assets, hedge funds
• Insurance
• Endowment plan
• Real Estate / Property

Building for ‘Forever

Focusing on a longer term view of investment planning to improve the lives of family members and the generations to come. 

Primary financial needs
• Wealth transfer
• Life cover (to manage estate tax)
• Unlocking the value of property assets
• Orderly transition of Business interests

Investment solutions
• Private Equity
• Trusts
• Estate planning structures
• Growth portfolio – mutual funds, equities

How it works

Our wealth planning considers your situation, background and needs. Here are some examples.


Dual-income family with two children in school

Investor’s goals: Children’s education and retirement planning

Expand to see the allocation

Today’s needs – Emergency funds
Portfolio – Highly liquid investments such as cash equivalents, fixed income instruments, equities, mutual funds

Tomorrow’s needs – Children’s education and retirement planning
Portfolio – Multi asset growth portfolio, equities, regular savings plans, life insurance, pensions

Forever’s needs – Creating wealth for next generation
Portfolio – High growth portfolio, trust

Today, Tomorrow and Forever allocation: 10% Today, 80% Tomorrow, 10% Forever.

Couple smiling at tablet sitting together

Business owner with spouse and two grown up-children

This investor reinvests profits into the business, and owns investment properties.

Investor’s goals: Wealth transfer to their children and supporting their philanthropic interests.

Expand to see the allocation

Today’s needs – Supplement living expenses
Portfolio – Cash equivalents, fixed income instruments, equities, mutual funds

Tomorrow’s needs – Retirement
Portfolio – Multi-asset growth portfolio, life and property insurance

Forever’s needs – Wealth for children and transfer of business interests
Portfolio – High growth portfolio, trusts, wills

Today, Tomorrow and Forever allocation: 40% Today, 30% Tomorrow, 30% Forever.

Our approach to managing wealth

Our approach to wealth