1. From 31 July 2026 to 20 September 2026
2. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
3. “Eligible Transactions” are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase but do not include without limitation cash advances, gambling tokens, insurance payment, transactions made at security brokers or dealers, bill payment (including but without limitation tax and utilities payment) via Internet/ATMs/Phone Banking Services or other available means, any money/electronic money transfer (including but not limited to any transfer made via person to person (P2P) payment services or mobile device/app/electronic funds transfer platform), unposted/cancelled/refunded/falsified/unauthorized transactions, any transfer/top up transaction from eligible cards to any account designed by the Bank from time to time, including but not limited to Octopus Wallet, Alipay account and other digital payment account as may be made available by the Bank from time to time.
4. For the terms and conditions of the Welcome Offer, please click here.

Smart Card Features
 

Ⓐ Promotion Period: 1 Aug 2026 to 3 January 2027

Ⓑ Upon successfully signing up for and issued with a Standard Chartered Smart Credit Card, the Bank will rebate a certain percentage of the amount of the Eligible Transactions (“Eligible Transactions”, as defined in Clause 3 of the Standard Chartered Smart Credit Card Rewards Scheme (“Rewards Scheme”) Terms and Conditions ), according to the accumulated spending amount in Eligible Transactions made on a monthly statement cycle basis (“Monthly Eligible Spending”) in the form of CashBack reward (“CashBack”) to the Card account as shown in the table below:

*For the avoidance of doubt, if Cardholder’s Monthly Eligible Spending is less than HKD4,000 in a particular month, Cardholder will not be entitled to any CashBack in that month.

#The 5% CashBack Percentage includes the Basic Cashback, the applicable percentage depends on the tier of the Monthly Eligible Spending.

^The total maximum amount of Eligible Transactions made at Designated Merchants that qualifies for the Extra CashBack (i.e. the 5% Cashback deducting Basic Cashback) is HKD5,000 per Card account within a monthly statement cycle. Any amount of the Eligible Transaction in excess of the HKD5,000 Spending Cap will be counted as Other Eligible Transactions (i.e. Basic Cashback).

Ⓒ Designated Merchant list for Extra Cashback:

• China Mobile Hong Kong & s/ash. CashBack for Eligible Transactions that are made up of interest-free merchant instalment will be awarded to the Card account on a monthly basis and only for the instalment amount that is posted to the Card account during the specific Promotion Period.
• Circle K Convenience Store
• Foodpanda
• HK Ticketing (Promotion until 14 February 2026)
• HKTVmall
• Klook
• McDonald’s Hong Kong
• PARKnSHOP, its designated retail stores (FUSION, TASTE, INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, EXPRESS and PARKnSHOP Frozen Food Stores outlets) & PARKnSHOP eShop
• Watsons retail stores & eShop
• Sasa (retail stores)

Ⓓ Eligible Transactions made at Designated Merchants must be completed and posted during your Statement cycle of each month in 2026 (i.e. the posted transactions as shown in your Credit Card monthly statement) and the Designated Merchants’ name (as determined at the Bank’s absolute discretion) must be reflected as part of the transaction descriptions on such Credit Card monthly statement.

Ⓔ For more details, please refer to Standard Chartered Smart Credit Card Rewards Scheme Terms and Conditions.

How to check your Monthly Statement Cycle?

Step 1: Check your Credit Card Statement.

Step 2: Check your Statement Date shown on your Credit Card Statement. For example, if your Statement Date is 16th December on your Statement issued in December 2025, your Statement Date is 16th of every month.

In this case, your cycle calculation for first 3 month would be: