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Apply for Smart Card to enjoy Welcome gift of HKD800 CashBack or Samsung Galaxy Buds3/Tab A9

New cardholders who successfully apply for a Smart Card and spend a designated amount can choose a welcome gift of HKD800 CashBack, or a pick between a Samsung tablet or smart noise-cancelling earphones!

Standard Chartered Smart Credit Card

From 1 July 2025 to 30 September 2025​, new cardholders1 who successfully apply for a Smart Card and spend HKD3,500 or more within the first month after card issuance can choose a welcome gift of HKD800 CashBack, or a pick between a Samsung tablet or smart noise-cancelling earphones!

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Welcome gift: HKD800 CashBack or Samsung gadgets

    From now until 30 September 2025, new cardholders1 who apply for Smart Credit Card on this page and make Accumulated Eligible transactions2 of ​HKD3,500 within the first month after card issuance can choose one of the following as a welcome gift:

  • HKD800 CashBack; or
  • Galaxy Buds3* (valued at HKD1,398); or
  • Galaxy Tab A9 (Wi-Fi) (valued at HKD1,288)

    • *Colour is randomly assigned.​

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No foreign currency transaction fees during travel and No other fees

  • Grocery shopping & Home: HKTVmall, 759 Store, Circle K Convenience Store, Japan Home Centre, PARKnSHOP
  • Beauty & Health care: Watsons, Sasa
  • Food and beverage: Deliveroo
  • Sport & Entertainment: Decathlon, Klook, selected online video and music streaming platform
  • Digital Lifestyle: China Mobile Hong Kong and s/ash

    • Minimum spending requirements apply.

    Learn More

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No foreign currency transaction fees during travel and No other fees

  • Waive 1.95% fee and earn up to 1.2% CashBack on foreign currency retail transactions
  • No annual fees
  • No Cash advance fees

    • Learn More

Eligibility & Documents

Eligibility

  • Hong Kong resident aged 18 or above
  • Annual income of HKD96,000 or above

Documents

    • Your valid adult Hong Kong Identity Card
    • Your latest residential address proof showing your name
  • For regular income earners, please enclose your latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing your name, account number and salary entries
  • For irregular income earners, please enclose your latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing your name, account number and salary entries
  • For self-employed applicants, please enclose your Business Registration Certificate AND latest Profits Tax Demand Note

    Note: The bank reserves the rights of requiring more supportive documents for further review.

Remarks:
  1. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited (the Bank ) in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
  2. “Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase but do not include without limitation cash advances, gambling tokens, insurance payment, transactions made at security brokers or dealers, bill payment (including but without limitation tax and utilities payment) via Internet/ATMs/Phone Banking Services or other available means, any money/electronic money transfer (including but not limited to any transfer made via person to person (P2P) payment services or mobile device/app/electronic funds transfer platform), unposted/cancelled/refunded/falsified/unauthorized transactions, any transfer/top up transaction from eligible cards to any account designed by the Bank from time to time, including but not limited to Octopus Wallet Alipay account and other digital payment account as may be made available by the Bank from time to time.

To borrow or not to borrow? Borrow only if you can repay!