Prime based Mortgage Plan – Standard Chartered HK

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Stable prime rate enables you to enjoy more control over your interest expenses.

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Stable Interest Rate

Hong Kong dollar prime rate does not presently vary much from month to month which leads to relatively stable mortgage instalment

Control over your finances

Your choice to fix either the instalment or tenor of your mortgage loan when interest rate changes, giving you more control over your finances

Mortgage deposit linked feature

You may apply with mortgage deposit linked feature. Deposit in mortgage deposit linked account enjoys the same interest rate as your mortgage loan.

Key Facts Statement (KFS) for Residential Mortgage Loan

Terms and conditions apply. For details, please contact our branch staff.
If you have a mortgage facility (which is not a linking facility, MortgageOne facility, Mortgage $aver or mortgage overdraft) with the mortgage deposit linked feature, the deposit in your mortgage deposit linked account (up to our pre-determined percentage of the mortgage loan outstanding principal) will accrue the same interest rate that applies to your mortgage loan outstanding principal on any particular day.

To borrow or not to borrow? Borrow only if you can repay!