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Standard Chartered’s HDB Home Suite offers you more than just a home loan

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HDB Home Suite

Standard Chartered’s HDB Home Suite offers you more than just a home loan

Features

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Pricing and Eligibility

Mortgage facility terms and conditions apply. Pricing and mortgage facility terms are subject to change without prior notice.

PRICING AND FEATURES

Interest Rate 36M Fixed Deposit Rate plus a margin for the Bank.

The 36M Fixed Deposit Rate means the Bank’s prevailing interest rate per annum for a 36-month Singapore Dollar time deposit of (i) an amount below S$20,000, or (ii) such other amount as the Bank may specify.

The current 36M Fixed Deposit Rate is 0.72% per annum.

         

The reference rate for Fixed Deposit Rate may vary and the actual rate will be presented in the Facility Letter. The Fixed Deposit Rate offered to you may be different from other clients based on different pricing packages.

The Fixed Deposit Rate is a floating rate and is subject to change from time to time. This rate may be revised due to changes in, including but not limited to our macroeconomic outlook or any other global or local market conditions which may or may not impact our cost of funds. We will provide you with at least 30 days’ notice for any revision of the Fixed Deposit Rate if you maintain any existing loan with us.

Loan Size Minimum SGD100,000
Fees No processing fee
Type of Property For both completed and building under construction properties
Historical FDR Rates

Below are the historical rates for 36M Fixed Deposit Rate for the past 2 years for reference:

EFFECTIVE DATE
36M FIXED DEPOSIT RATE
From 10 June 2019 to 17 May 2020 1.37% per annum
From 18 May 2020 to 20 August 2020 1.02% per annum
From 21 August 2020 to 07 December 2022 0.72% per annum
From 08 December 2022 to 27 April 2023 1.52% per annum
From 28 April 2023 2.77% per annum
Note: These past trends may not reflect how high or low future interest rates may be.

Terms & conditions

  • Please note that your HDB home loan application is subject to your prevailing annual income, regulatory requirements, and Standard Chartered Bank (Singapore) Limited prevailing credit policy.

Important Things to Note

Timing and payment schedule for the purchase of a HDB resale flat

From the first payment to the very last, we’ve mapped it out for you in a simple schedule you can use to plan your finances so you can get the keys to your new home faster.

Hdb payment schedule

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.