Get welcome gifts worth S$710 for a limited time only. T&Cs apply

Apply Now

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Apply for Credit Card & Account

For new Credit Card and Bonus$aver Account customer

For existing Bonus$aver Account customer

applying for Credit Card only

Apply for Credit Card Only

applying for Credit Card only

Receive up to

3 NVIDIA shares

Complete all three actions within the 30-day qualifying period.

Simply Cash Credit Card

Spend a minimum of S$1,000 on your Simply Cash Credit Card.

Bonus$aver Account

Deposit and maintain minimum fresh funds of S$20,000.

Welcome Rewards

Open SC Online Trading account successfully to receive:

3 NVIDIA shares with min. spend of S$1,000 and fresh funds of S$50,000; or

1 NVIDIA share with min. spend of S$1,000 and fresh funds of S$20,000

Unlock a more rewarding banking experience with Priority Banking privileges, personalised wealth expertise and exclusive benefits. Learn more.

^This Spend and Save Promotion is valid from 1 October 2026 to 1 February 2027. Any sale of shares credited under this Promotion will be subject to the prevailing standard brokerage fees. T&Cs apply.

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

The promotion is in no way endorsed or administered by or affiliated with NVIDIA Corporation (NVDA:NASDAQ) and their subsidiaries. The share rewards are not representative of the Bank's house views or advocating a buy or sell of the share counters.

Rewards that grow

See how your rewards can grow with your spending and savings.

Simply Cash
Credit Card

S$360 cashback

1.5% unlimited cashback on eligible spend

Bonus$aver Account
up to

S$2,925 interest

5.85% p.a. on your balance

Welcome rewards

S$785

Estimated SGD value of three NVIDIA shares as of 14 Aug 2026.*

Estimated annual value up to

S$3,973

Cashback + interest + NVIDIA shares

Simply Cash Credit Card spend

S$ /month

Unlimited cashback 1.5%

Bonus$aver Account²
Estimated Average Daily Balance

Bonus interest categories:

Prevailing interest0.05% p.a.

For illustration only. Values are rounded to the nearest whole figure. T&Cs apply.

¹ Based on the price of NVIDIA share (NASDAQ:NVDA) as of 14 August 2026, rounded up to the nearest whole figure.
² The calculated interest is an estimate based on the assumption that your balance stays the same throughout the year and on the assumption that you satisfy the Bonus$aver Product Terms. Bonus interest of 5.85% p.a. will be accorded on the first S$100,000 Average Daily Balance. Prevailing interest of 0.05% p.a. will be accorded on your entire Average Daily Balance.

Simply Cash Credit Card
Bonus$aver Account

SC Shop and Earn

Earn Cashback from 300+ online merchants on SC Mobile. Priority clients enjoy the highest Cashback rates.

SC EasyPay

Pay smarter with SC EasyPay. Convert your eligible purchases or outstanding balances into manageable monthly EasyPay instalments.

SC EasyBill

Pay your IRAS, Education, Insurance and Rental payments with SC EasyBill and earn Cashback/360° Reward Points/Bonus Interest.

SC 0% Instalment Payment Plan (IPP)

From upgrading your home with stylish furnishings to indulging in a shopping spree, seize the moment and convert your transactions to interest-free monthly instalments. Enjoy access to over 1,000 merchants tailored to your lifestyle needs.

Credit Card Funds Transfer

Enjoy interest-free cash with a low one-time processing fee with the credit limit of your Simply Cash Credit Card.

Temporary credit limit increase

Need a temporary boost in spending power for travel, wedding, medical or bereavement purposes? Request for a temporary credit limit increase online.

Salary Credit

Credit your monthly salary to Bonus$aver (min. S$3,000)

0.90%

Card Spend

Spend S$1,000 on Bonus$aver Credit or Debit Card per month

0.90%

Insure

Purchase an eligible Insurance policy with minimum annual premium of S$24,000.

2.50%

Invest

Invest in eligible Unit Trust or Online Equities of at least S$30,000.

1.50%

Prevailing interest

You will earn a prevailing interest rate on your entire deposit balance

0.05%

Multi-currency feature Transact in up to 14 currencies from your account, convert at competitive FX exchange rates and enjoy S$0 fees for overseas transactions.
Money Lock Protect your funds from scams and unauthorised transfers or withdrawals with our new anti-scam security feature.
SC Shop and Earn Wherever you go, Cashback follows with the SC Shop and Earn.

Learn more about Bonus$aver

SC Online Trading

Trade US equities and more across 14 global stock exchanges with brokerage fees
from as low as 0.18% and $0 custody fees.

Apply through SC Mobile

Step 1

Log in to SC Mobile > Navigate to 'Invest' tab > Select 'Equities'

Step 2

Review pre-filled details and fill up the compulsory fields

Step 3

Select the currencies for Wealth Cash Account to be opened alongside the trading account

Step 4

Complete the W-8BEN declaration, upload the necessary documents and submit application

Apply through SC Mobile

1
Step 1

Log in to SC Mobile > Navigate to 'Invest' tab > Select 'Equities'

2
Step 2

Review pre-filled details and fill up the compulsory fields

3
Step 3

Select the currencies for Wealth Cash Account to be opened alongside the trading account

4
Step 4

Complete the W-8BEN declaration, upload the necessary documents and submit application

Apply via SC Mobile App

Apply via SC Mobile App
Complete your Customer Account Review (CAR)

To trade listed Specified Products

Step 1

Log in to SC Mobile > Navigate to 'Invest' tab > Select 'Equities'

Step 2

Select 'More' > Click on 'CAR Form'

Step 3

Select 'Continue' > Fill up the compulsory fields

Step 4

Review and submit declaration. Results of your CAR will be displayed at the end of submission.

Complete your Customer Account Review (CAR)

To trade listed Specified Products

1
Step 1

Log in to SC Mobile > Navigate to 'Invest' tab > Select 'Equities'

2
Step 2

Select 'More' > Click on 'CAR Form'

3
Step 3

Select 'Continue' > Fill up the compulsory fields

4
Step 4

Review and submit declaration. Results of your CAR will be displayed at the end of submission.
Submit your Form W-8BEN

To trade US securities

Step 1

Fill up Form W-8BEN to declare your non-US person status

Step 2

Email the completed form to us at WealthSolutionsTaxOps@sc.com.

Submit your Form W-8BEN

To trade US securities

1
Step 1

Fill up Form W-8BEN to declare your non-US person status

2
Step 2

Email the completed form to us at WealthSolutionsTaxOps@sc.com.

1. Open an Online Trading Account 2. Complete your Customer Account Review (CAR) 3. Submit your Form W-8BEN

Eligibility

Who can apply

Singaporean Citizens & PR
Foreigners

Application Criteria

Minimum Age: 21 years old
Minimum Annual Income: S$30,000

For new Credit Card and Bonus$aver Account customer

For Singpass holders applying with MyInfo, no documents are required.

For new Credit Card and existing Bonus$aver Account customer

For salaried employees:

Copy of NRIC (front and back)
Latest computerised payslip OR
Latest 6 months CPF Transaction History Statement

To be considered for a higher credit limit, please submit your latest Income Tax Notice of Assessment (NOA) in addition to the above.

For commission earners:

Copy of NRIC (front and back); and any one of the below
- Latest 3 months payslip + Latest income tax notice of assessment
- Latest 6 months CPF Transaction History Statement
- Latest 3 months payslip
- Copy of 2 years Income Tax Notice of Assessment (for 100% commission earners)

For self-employed:

Copy of NRIC (front and back)
Copy of 2 years Income Tax Notice of Assessment (must be in business for a minimum of 2 years)

For existing SC Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

Application Criteria

Minimum Age: 21 years old
Minimum Annual Income: S$90,000
Must hold a Singapore Employment Pass

For new Credit Card and Bonus$aver Account customer

For Singpass holders applying with MyInfo:

For salaried employees:

Copy of Passport (with at least 6 months validity), including the page with address displayed (where applicable)
Copy of your Employment Pass (with at least 6 months validity)
Latest computerised payslip
Additional documents

To be considered for a higher credit limit, please submit your latest Income Tax Notice of Assessment (NOA) in addition to the above.

For commission earners:

Copy of Passport (with at least 6 months validity), including the page with address displayed (where applicable); and
Copy of your Employment Pass (with at least 6 months validity); and any one of the below
- (i) Latest Income Tax Notice of Assessment (NOA)
- (ii) Latest 3 months of Commission Statement from same employer
Additional documents

For self-employed:

Copy of Passport (with at least 6 months validity), including the page with address displayed (where applicable)
Copy of your Employment Pass (with at least 6 months validity)
Copy of 2 years Income Tax Notice of Assessment (must be in business for a minimum of 2 years)
Additional documents

For new Credit Card and existing Bonus$aver Account customer

For salaried employees:

Copy of Passport (with at least 6 months validity), including the page with address displayed (where applicable)
Copy of your Employment Pass (with at least 6 months validity)
Latest computerised payslip
Additional documents

To be considered for a higher credit limit, please submit your latest Income Tax Notice of Assessment (NOA) in addition to the above.

For commission earners:

Copy of Passport (with at least 6 months validity), including the page with address displayed (where applicable); and
Copy of your Employment Pass (with at least 6 months validity); and any one of the below
- (i) Latest Income Tax Notice of Assessment (NOA)
- (ii) Latest 3 months of Commission Statement from same employer
Additional documents

For self-employed:

Copy of Passport (with at least 6 months validity), including the page with address displayed (where applicable)
Copy of your Employment Pass (with at least 6 months validity)
Copy of 2 years Income Tax Notice of Assessment (must be in business for a minimum of 2 years)
Additional documents

Additional Documents

Any ONE of the following documents:

Latest utility bill, rates or tax bill
Latest bank / credit card statement (e-Statements are accepted)
Rental agreement showing your address
Latest mobile phone statement or pay-TV statement
Letter from employer stating current address
Government-issued document stating current address (e.g. IRAS, CPF, ICA)

For existing SC Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

Important information

Simply Cash Credit Card

Service	Fees and Charges
Annual Fee	The annual fee is waived off for the first year. Thereafter, annual fee is S$196.20 (including 9% GST).
Finance Charges	Effective Interest Rate (“EIR”): 27.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be billed on your next statement. Finance charges will be calculated on a daily basis at 0.076% on the outstanding balance (including purchase transaction(s) and finance charges resulting from such transaction(s)), from the date of the transaction(s) which are unpaid until the date full payment is received, and on all new transactions from the respective transaction dates.
Cash Advance	Cash advance fee per transaction is charged at 8% on the Cash Advance, subject to a minimum fee of S$15, in addition to the finance charges of 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment (Effective Interest Rate: 29.9% per annum).
Late Payment Charges	A late payment charge of S$100 will be charged if the minimum payment due, as indicated on your statement, is not received by us by the due date.

Bonus$aver Account

Service	Fees and Charges
Fall-below fee (per month)	S$5 Note: Chargeable if the minimum average daily balance falls below S$3,000 in any particular month.
Monthly service charge	NIL
Unarranged overdraft	Prime + 5%, minimum S$5
Bonus$aver Credit Card annual fee	The annual fee is waived off for the first year. Thereafter, annual fee is S$218 (including 9% GST)
Cheque book charges	S$10 for each cheque book requested
Early Account Closure (within 6 months)	S$30

Standard Chartered Online Trading

Fees and Charges	Priority Banking Clients	Personal Banking Clients
Brokerage rates on Singapore Stock Exchange (SGX)	0.18%	0.20%
Brokerage rates on all other exchanges	0.20%	0.25%
Minimum brokerage fee	No minimum brokerage fee	Shares traded in: • AUD, CHF, EUR, GBP, SGD & USD: $10 • HKD: HKD$100 • JPY: ¥1000 Note: The minimum brokerage fee applicable will be based on the currency of the shares traded in, regardless of the stock exchange which the shares are listed on.
Custody fee	$0 custody fees on all your shareholdings with SC Online Trading

All other charges
For all other charges, refer to our Pricing Guide.

Receive up to 3 NVIDIA shares

Apply Now Calculate rewards

Rewards that grow

1.5% unlimited cashback

Up to 5.85% p.a.

SC Online Trading

Apply through SC Mobile

Apply through SC Mobile

Complete your Customer Account Review (CAR)

Complete your Customer Account Review (CAR)

Submit your Form W-8BEN

Submit your Form W-8BEN

Who can apply

Application Criteria

For salaried employees:

Application Criteria

For new Credit Card and Bonus$aver Account customer

For new Credit Card and existing Bonus$aver Account customer

Important information

Terms & Conditions

Fees and Charges

FAQs

Important Disclaimer & Information