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    How would you like to apply?

    I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

    *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

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      Important Information

      Amendments to Mortgage Facility Terms – Effective 27 February 2021

      We are making changes to the Mortgage Facility Terms to:

      1. add a new base lending rate that will be used by us from 27 February 2021 (inclusive of this date), namely, the Singapore Overnight Rate Average (“SORA”);
      2. add a new Floating Rate package known as the “SORA-Pegged without MortgageOne feature” which will be offered by us from 27 February 2021 (inclusive of this date); and
      3. clarify that if SORA is less than zero, SORA shall be deemed to be zero.

      In addition, we will be setting out the meaning of the key word, “SORA”.

      The changes will take effect on 27 February 2021 (“Effective Date”).

      A summary of the changes to the Mortgage Facility Terms is set out below:

      • We will be adding “SORA-Pegged without MortgageOne feature” to the list of Floating Rate packages that is found at Clause 1 of the Mortgage Facility Terms, such that Clause 1 of the Mortgage Facility Terms will read as follows:
      1. Our mortgage facilities

      Some of the mortgage facilities we offer are:
      – Residential property loan
      – Commercial property loan
      – Equity loan
      – Short term loan
      – Bridging loan
      Some of the packages we offer are:

      Floating Rate packages
      – SIBOR-Pegged without MortgageOne feature
      – SIBOR-Pegged with MortgageOne feature
      – Fixed Deposit Rate-Pegged without MortgageOne feature
      – Fixed Deposit Rate-Pegged with MortgageOne feature
      – SORA-Pegged without MortgageOne feature .

      • We will be adding the word “SORA” to Clause 9.1 of the Mortgage Facility Terms, such that Clause 9.1 of the Mortgage Facility Terms will read as follows:

      9.1 The interest rate may be based on or may reference a base lending rate. The base lending rates that we use include, but are not limited to, the:
      – SIBOR;
       – SORA;
      – SOR;       and
      – Fixed Deposit Rate.

      If the SIBOR, SORA, SOR, Fixed Deposit Rate or such other relevant base lending rate is less than zero, the base lending rate shall be deemed to be zero.

      • The following will be added to the end of “Part D – Meaning of words” of the Mortgage Facility Terms:

      SORA means Singapore Overnight Rate Average

      Where do I preview or obtain a copy of the revised terms?

      Please click here for a preview of our revised Mortgage Facility Terms.

      From the Effective Date (inclusive of this date), you may visit any of our branches or call our 24-hour Client Contact Centre at +65 6747 7000 to request for a hard copy of our revised Mortgage Facility Terms.