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I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

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I am an existing Standard Chartered Current/Checking/Savings Account holder

    How would you like to apply?

    I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

    *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

    *Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

    Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

    I am an existing Standard Chartered Current/Checking/Savings Account holder

      How can we help you today?

      Open an Account

      Apply for a Credit Card

      Take up a Loan

      Grow my Wealth

      Sign-up for Insurance

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      CashOne Personal Loan

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      Credit Card Funds Transfer

      Revision of Bonus$aver Account, Wealth $aver Account and USD$aver Interest Rates effective 1 May 2024

      With effect from 1 May 2024 (inclusive), please note that there will be revisions made to the interest rates for the accounts below:

      • Bonus$aver
      • Wealth $aver
      • USD$aver

      The following product Terms and Conditions will also be updated accordingly:

      • Bonus$aver Product Terms
      • Wealth $aver Product Terms

       

      1) Updates to Bonus$aver Account

      The Terms will be updated to reflect changes in the bonus interest rates. Please refer to the table below for a summary of changes.

      PREVAILING (BEFORE 1 MAY 2024)

      BONUS INTEREST RATE ON YOUR FIRST S$100,000 ELIGIBLE DEPOSIT BALANCE

      		 NEW (WITH EFFECT FROM 1 May 2024)

      BONUS INTEREST RATE ON YOUR FIRST S$100,000 ELIGIBLE DEPOSIT BALANCE
      Card Spend Up to 2.00% p.a.
      (minimum eligible spend of S$2,000 monthly)      		 Up to 1.40% p.a.
      (minimum eligible spend of S$2,000 monthly)
      Up to 1.25% p.a.
      (minimum eligible spend of S$500 monthly)      		 Up to 0.60% p.a.
      (minimum eligible spend of S$500 monthly)
      Salary Credit 2.50% p.a. 2.00% p.a.
      Invest 1.50% p.a. 2.00% p.a.
      Insure 1.50% p.a. 2.00% p.a.
      Bill Payment 0.33% p.a. 0.23% p.a.
      Prevailing Interest Rate 0.05% p.a. 0.05% p.a.
      Total Bonus Interest paid on your eligible deposit balance

      (Inclusive of Prevailing Interest Rate)

      		7.88% p.a. 7.68% p.a.

      Please refer to Clause 4.4 in the updated Terms for the relevant changes. If you wish to obtain a copy of the new Terms, go to www.sc.com/sg/bonussaver-tnc  from 1 May 2024.  

      2) Updates to Wealth $aver Account

      The Terms will be updated to reflect changes in the bonus interest rates. Please refer to the table below for a summary of changes.

      ASSET UNDER MANAGEMENT “AUM” (SGD) WEALTH $AVER ACCOUNT BALANCE IN SGD INTEREST RATE 

      (BEFORE 1 May 2024)

       

      		 INTEREST RATE 

      (EFFECTIVE 1 May 2024)

       
       

      < S$200,000

       

      		            > S$0 0.05% p.a. 0.05% p.a.
      S$200,000 to <S$1,500,000  

      First $500,000

      Balances above S$500,000

       

      		 1.50% p.a.

       

      0.05% p.a.

      		 1.50% p.a.

       

      0.05% p.a.
      ≥S$1,500,000  

      First $500,000

       

      Balances above S$500,000

      		 3.00% p.a.

       

      0.05% p.a.

      		 2.50% p.a.

       

      0.05% p.a.

      For clarity, you will only earn 0.05%p.a. on your Wealth $aver account balance if you are not a Priority Banking or Priority Private client. Note: it may take up to 7 working days to process your Priority Banking or Priority Private sign up request after fulfilling the eligibility criteria.

      Please refer to Clause 3.3 in the updated Terms for the relevant changes. If you wish to obtain a copy of the new Terms, go to www.sc.com/sg/wealth$aver  from 1 May 2024. 

      3) Updates to USD$aver Account

      Please refer to the table below for a summary of changes.

      BALANCE IN YOUR USD$AVER ACCOUNT PREVAILING INTEREST RATE
      (BEFORE 1 MAY 2024)      		 PREVAILING INTEREST RATE^
      (AFTER 1 MAY 2024)
      FIRST USD50,000 0.05% p.a. 0.05% p.a.
      Next USD150,000 2.00% p.a. 1.50% p.a.
      Next USD1,300,000 3.50% p.a. 2.50% p.a.
      Next USD1,500,000 5.00% p.a. 4.00% p.a.

      ^ Important Note:

      • Account balances exceeding USD3,000,000 shall earn prevailing interest of 0.05% p.a.
      • The maximum effective interest rate (EIR) on the prevailing rate on your USD$aver account is 3.32% p.a. for deposit balance of USD3,000,000.

       

      Deposit Insurance Scheme

      Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.