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Important Information

Revision of Bonus$aver Account effective 1 January 2026

With effect from 1 January 2026 (inclusive), please note that there will be revisions made to Bonus$aver Account to align with longer-term market expectations.

The Bonus$aver Product Terms will also be updated accordingly.

Updates to Bonus$aver Account

Please refer to the table below for a summary of changes.

Current (Before 1 January 2026)

 

Bonus Interest Rate on your first S$100,000 eligible deposit balance

  

From 1 January 206 onwards

 

Bonus Interest Rate on your first S$100,000 eligible deposit balance

 
Card Spend 1.50% p.a.

(minimum eligible spend of S$1,000 monthly)

 1.00% p.a.

(minimum eligible spend of S$1,000 monthly)
Salary Credit 1.50% p.a.

(Regular inward credit through GIRO, PayNow or FAST)

 1.00% p.a.

(Regular inward credit through GIRO, PayNow or FAST)
Invest

(Bonus Interest paid for a consecutive period of 6 months)

  

2.50% p.a.

Invest in eligible Unit Trust or Online Equities of at least S$20,000

 

  2.50% p.a.

Invest in eligible Unit Trust or Online Equities of at least S$30,000 NEW!
Insure

(Bonus Interest paid for a consecutive period of 6 months)

  2.50% p.a.

Purchase an Eligible Insurance Policy with a minimal annual premium of S$12,000

  

2.50% p.a.

Purchase an Eligible Insurance Policy with a minimal annual premium of S$24,000 NEW!

 
Prevailing Interest Rate     0.05% p.a. 0.05% p.a.
Total Bonus Interest paid on your eligible deposit balance

(Inclusive of Prevailing Interest Rate)

 8.05% p.a. 7.05% p.a.

 

Other revisions to the account include:

  1. Insure: Required minimal annual premium is revised to S$24,000
  1. Invest: Required minimal Unit Trust subscription or Online Equities cumulative buy trade volume is revised to S$30,000. Bonus interest will be awarded when you maintain your investments for the full 6-month holding period. You will not be eligible for bonus interest for remaining months if you redeem the Unit Trust or Online Equities any time during the consecutive period of 6 months.

If you wish to obtain a copy of the new Terms, go to www.sc.com/sg/bonussaver from 1 January 2026 onwards.

 

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.