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Revision of Wealth $aver Account, USD$aver Account and JumpStart Account Interest Rates effective 1 September 2025

With effect from 1 September 2025 (inclusive), please note that there will be revisions made to the interest rates for the accounts below:

  • Wealth $aver
  • USD$aver
  • JumpStart

The Wealth $aver Terms and Conditions and JumpStart Terms and Conditions will also be updated accordingly.

1) Updates to Wealth $aver Account

The Terms will be updated to reflect changes in the interest rates. Please refer to the table below for a summary of changes.

               before 1 Sep 2025     With effect from 1 SEP 2025

Assets Under Management (AUM)

Deposits + Investment + Insurance

 Interest Rate (p.a.) on your Wealth $aver Account Balance

 

  

Maximum Deposit Balance

 

 Interest Rate (p.a.) on your Wealth $aver Account Balance

 

  

Maximum Deposit Balance

 
< S$200,000 0.05% p.a. No cap 0.05% p.a. No cap
S$200,000 to < S$1.5 million 0.80% p.a.* S$1 million 0.50% p.a.* S$1.5 million
≥ S$1.5 million 1.50% p.a.* S$1 million 1.00% p.a.* S$1.5 million

For clarity, you will only earn 0.05%p.a. on your Wealth $aver account balance if you are not a Priority Banking or Priority Private client. Note: it may take up to 7 working days to process your Priority Banking or Priority Private sign up request after fulfilling the eligibility criteria

Please refer to Clause 3.3 in the updated Terms for the relevant changes. If you wish to obtain a copy of the new Terms, go to www.sc.com/sg/wealth$aver from 1 September 2025 onwards

2) Updates to USD$aver $aver Account

  PREVAILING INTEREST RATE
(before 1 Sep 2025)		 PREVAILING INTEREST RATE^
(With effect from 1 Sep 2025)
FIRST USD50,000 0.05% p.a. 0.05% p.a.
Next USD150,000 0.50% p.a. 0.50% p.a.
Next USD1,300,000 1.50% p.a. 1.00% p.a.
Next USD1,500,000 3.00% p.a. 2.50% p.a.

^ Important Note:

  • Account balances exceeding USD3,000,000 shall earn prevailing interest of 0.05% p.a.
  • The maximum effective interest rate (EIR) on the prevailing rate on your USD$aver account is 1.92% p.a. for deposit balance of USD3,000,000.

For more details, please refer to www.sc.com/sg/save/savings-accounts/usdsaver/ from 1 September 2025.   

3. Updates to JumpStart Account

The Terms will be updated to reflect changes in the interest rates. Please refer to the table below for a summary of changes.

  CURRENT INTEREST RATE
(before 1 Sep 2025)		 UPDATED INTEREST RATE^
(With effect from 1 Sep 2025)
For the first S$50,000 2.00% p.a. 1.00% p.a.
Step-up Interest when you invest with us 0.50% p.a. 1.00% p.a.
Prevailing interest rate for incremental balances above S$50,000 0.10% p.a. 0.10% p.a.

^ Important Note:

Account balances exceeding SGD $50,000 shall earn prevailing interest of 0.10% p.a.

For more details, please refer to https://www.sc.com/sg/save/savings-accounts/jumpstart from 1 September 2025.  

 Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.