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Important Information

Revision of SGD Business$aver, USD Business$aver and Smart Business$aver Account Interest Rate effective 1 November 2025

With effect from 1 November 2025 (inclusive), please note that there will be revisions made to the interest rates for the accounts below:

  • SGD Business$aver
  • USD Business$aver
  • Smart Business$aver

The Smart Business$aver Terms and Conditions will also be updated accordingly.

1) Updates to SGD Business$aver

Please be informed that the prevailing interest rates for SGD Business$aver account will be revised as follows, with effect from 1 November 2025 (inclusive).

DEPOSIT BALANCE (SGD) PREVAILING INTEREST RATE
(CURRENT)		 PREVAILING INTEREST RATE
(WITH EFFECT FROM 1 NOV 2025)
First SGD500,000 0.20% p.a. 0.08% p.a.
Above SGD500,000 to SGD2,000,000 0.45% p.a. 0.28% p.a.
Above SGD2,000,000 to SGD5,000,000 0.75% p.a. 0.48% p.a.
Above SGD5,000,000 to SGD10,000,000 1.25% p.a. 0.78% p.a.
Remaining balance above SGD10,000,000 1.85% p.a. 1.08% p.a.

For more details, please refer to www.sc.com/sg/business-accounts/businessaver from 1 November 2025 onwards. For more information on our terms and conditions, please refer to www.sc.com/sg/business/booklet.

2) Updates to USD Business$aver

Please be informed that the prevailing interest rates for USD Business$aver account will be revised as follows, with effect from 1 November 2025 (inclusive).

DEPOSIT BALANCE (USD) PREVAILING INTEREST RATE
(CURRENT)		 PREVAILING INTEREST RATE
(WITH EFFECT FROM 1 NOV 2025)
First USD500,000 0.20% p.a. 0.18% p.a.
Above USD500,000 to USD2,000,000 0.45% p.a. 0.38% p.a.
Above USD2,000,000 to USD5,000,000 0.75% p.a. 0.68% p.a.
Above USD5,000,000 to USD10,000,000 1.25% p.a. 1.08% p.a.
Remaining balance above USD10,000,000 1.85% p.a. 1.68% p.a.

For more details, please refer to www.sc.com/sg/business-accounts/businessaver from 1 November 2025 onwards. For more information on our terms and conditions, please refer to www.sc.com/sg/business/booklet.

3) Updates to Smart Business$aver

Please be informed that the prevailing interest rates and bonus interest rates for Smart Business$aver account will be revised as follows, with effect from 1 November 2025 (inclusive).

Current New
(WITH EFFECT FROM 1 NOV 2025)
Prevailing Interest 0.20% p.a. (on all balances) 0.08% p.a. (on all balances)
BONUS INTEREST FOR SMART BUSINESS$AVER CATEGORY (ON THE FIRST S$500,000 ELIGIBLE BALANCE)
Foreign Exchange Transactions 1.20% p.a. 1.20% p.a.
Lending Relationship 1.50% p.a. 1.00% p.a.
Inward Credit 0.50% p.a. 0.30% p.a.
Payroll 0.50% p.a. 0.30% p.a.

For more details, please refer to www.sc.com/sg/business-accounts/smartbusinessaver from 1 November 2025 onwards. For more information on our terms and conditions, please refer to www.sc.com/sg/business/booklet.