| Coverage |
Sum Insured (SGD) |
| Platinum Plan |
Deluxe Plan |
Elite Plan |
|
|
|
| Overall maximum annual limit per Insured Person per period of insurance subject to sub-limits as stated below |
$3,000,000 |
$1,500,000 |
$900,000 |
| 1) HOSPITAL AND RELATED SERVICES |
Up to
$1,000,000
|
Up to
$500,000
|
Up to
$300,000
|
| Inpatient Hospital Treatment and Services including accommodation up to the cost of a standard class single-bed air-conditioned room |
| Adult’s Hospital Accommodation
Adult staying with an insured child patient of not more than 18 years old
|
| Doctor’s/Surgeon’s/Anaesthetist’s or Physiotherapist fees and Specialist consultations and visits |
| Intensive Care Unit |
| Cancer Treatment (inpatient and outpatient) |
| Kidney Dialysis (inpatient and outpatient) |
| Organ Transplantation
The operation costs for kidney, heart, liver, lung or bone marrow transplants, excluding costs incurred by a donor or acquisition costs of organs
|
| Day Care Surgery |
| Inpatient Psychiatric Treatment
The medically necessary Psychiatric Treatment up to a maximum of 30 days commencing after 24 consecutive months from the commencement of cover of the Insured Person, or the date of reinstatement of his/her cover by the Company, whichever is later
|
| Home Nursing Care
Up to a maximum of 26 weeks following discharge from Hospital
|
| Casualty Ward Accident Services
Medical treatment as an outpatient at a Hospital or Clinic for a covered Injury following an Accident which an Insured Person had obtained medical attention within 24 hours of the Accident. Includes follow up treatment up to 30 days from the date of the Accident
|
| Casualty Ward Emergency Services
Medical emergency arising from a covered Illness as an outpatient at a Hospital. A deductible of $100 per claim or course of treatment is applicable
|
| Accident Dental Cover
Dental treatment required to restore or replace sound natural teeth lost or damaged in an Accident within 14 days following such an Accident
|
| Local Ambulance Services
Pays for ambulance transport to local Hospital provided the Insured Person is warded as an inpatient for treatment of a covered Injury or Illness
|
| Outpatient Alternative Treatment
Treatment by a Physiotherapist, Registered Chiropractor, Registered Chinese Physician and/or Acupuncturist for a covered Injury or Illness
|
Up to $2,000 |
Up to $1,000 |
Up to $750 |
| Artificial Limbs
Pays for costs associated with fitting an artificial body part prescribed by the treating Doctor as medically necessary
|
Up to $1,500 |
Up to $1,000 |
Up to $500 |
| Mobility Aids
Pays for costs of purchasing or renting of mobility aids prescribed by the treating Doctor as medically necessary
|
Up to $500 |
Up to $400 |
Up to $300 |
| Pre-Hospital Specialist Consultation and Diagnostic Services |
Within 180 days of hospital admission |
Within 120 days of hospital admission |
Within 120 days of hospital admission |
| Post-Hospital Follow Up Treatment |
Up to 180 days after discharge |
Up to 120 days after discharge |
Up to 120 days after discharge |
| 2) INCREASED INTERNATIONAL COVER
Automatic increase of Hospital and Related Services cover when outside an Insured Person’s Usual Country of Residence and Home Country
|
From $1,000,000
Up to $2,000,000
|
From $500,000
Up to $1,000,000
|
From $300,000
Up to $600,000
|
| 3) OVERSEAS EMERGENCY MEDICAL EVACUATION AND REPATRIATION, REPATRIATION OR LOCAL BURIAL OF MORTAL REMAINS OR LOCAL CREMATION^^ |
Up to $1,000,000 |
Up to $500,000 |
Up to $300,000 |
| 4) COMPASSIONATE GRANT
(We will pay the benefit amount in the event the Insured Person dies from a covered Injury or Illness as a registered Inpatient during the treatment for such Illness at the Hospital or within 90 days after discharge from the Hospital, in the Insured Person’s Usual Country
of Residence)
|
$8,000 |
$5,000 |
$3,000 |
| Additional Benefits* (per Insured Person per Period of Insurance) |
| A) EMERGENCY MEDICAL ADVICE AND TRAVEL ASSISTANCE
• Emergency Medical Advice and Assistance
• International Travel Assistance Services
|
Provided |
Provided |
Provided |
| B) COMPASSIONATE TRAVEL
Cost of an economy class return airfare from the Usual Country of Residence of an Insured Person to attend the funeral of a close family member
|
Covered |
Covered |
Covered |
| C) MISCARRIAGE (or ABORTION) DUE TO ACCIDENT |
$5,000 |
$4,000 |
$3,000 |
| D) OUTPATIENT SERVICES
• General Practitioner and Specialist consultations with prescribed treatment
• Diagnostic services and prescription drugs
|
Up to $25,000 subject
to deductible of $100
per claim or course of
treatment
|
Not Covered |
Not Covered |
| Optional Maternity Benefit*
Ante-natal, childbirth and post-natal treatment for the mother. Applicable to pregnancies which begin at least 365 days from the date of commencement of cover under this benefit.
|
| Normal Delivery |
Up to $6,000 |
Up to $6,000 |
Not Applicable |
| Complicated Delivery as defined in the policy |
Up to $15,000 |
Up to $15,000 |
Not Applicable |
