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How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

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I am an existing Standard Chartered Current/Checking/Savings Account holder

    How would you like to apply?

    I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

    *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

    *Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

    Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

    I am an existing Standard Chartered Current/Checking/Savings Account holder

      Human, Person, Face
      1. loans-and-mortgages
      2. Priority Mortgage Plus

      Priority Mortgage Plus

      Potentially enjoy a lower mortgage facility interest rate when you deposit or invest with us¹

      Priority Mortgage Plus Benefits1
      • Enjoy a lower
        interest rate

        for eligible mortgage facilities

      • Enjoy a
        Reduced

        instalment amounts

      • Savings of up to
        S$15,000*

        for your mortgage loan

      *The numbers illustrated above are based on a S$1M mortgage loan amount, 30 years tenor at 1.50% p.a interest rate.

      Priority Mortgage Plus (“PMP”) Calculator

      Select the loan amount and tenor of an eligible mortgage facility and the deposit you would have with us to estimate the potential savings on the total interest amount of your eligible mortgage facility

      S$

      year(s)

      Select the deposit amount or investment in your Unit Trust or Monthly insurance premiums that best suit your needs

      Deposits

      Unit Trust

      Monthly Premiums

      Note:k indicates 1000

      Year starting from the Effective date²
      [Use the sliders below to find out how the interest rate for your eligible mortgage facility reduces when you place deposits or AUM with us based on your selection above]

      Before
      PMP

      After
      PMP

      Year 1

      % %

      Year 2

      % %

      Year 3

      % %

      Year 4

      % %

      Year 5+

      % %

      You can potentially reduce your total

      interest amount and save up to:

      9678
      Person, Human, Outdoors

      Standard Chartered Priority Banking

      Start a Priority Banking relationship with us and receive up to S$9,000 cash reward T&Cs apply.

      Other benefits you can enjoy when you take up Priority Mortgage Plus

      Enjoy competitive pricing

      Enjoy competitive pricing on your mortgage loan. Plus, no administrative fee or additional charges for this feature.

      Rewards Loyalty

      Maintain your Priority Banking relationship for at least 6 months from the date of first disbursement of the PMP facility, and you may continue to enjoy the relevant interest rate reduction for the rest of the tenure on the facility.

      Enjoy Priority client privileges

      Have access to dedicated relationship manager who will help manage your investment needs. Plus, enjoy other privileges exclusive to this segment, such as regular investment update, Priority Pass membership, the APEC business travel card and wealth events, and many more. Learn More

      Flexibility and hassle-free process

      Flexibility to take up any of the deposit or investment options any time within 1 month from the date of your letter of offer. Thereafter, we will apply the relevant interest rate reduction and notify you accordingly, with no further signing required on any documents.

      Application Eligibility

      • Minimum loan size of S$500,000
      • For any residential property loan or commercial property loan with us, be it under construction or completed
      • New loan applications for floating packages only

      Yes, you may do so as the deposits/investments are not pledged or tied to your mortgage facility.

      Find out more about Priority Banking benefits and privileges here.

      We will accord the PMP feature on only one mortgage facility for Eligible Deposits of $200,000. Please note that any placement of Fresh Funds, or subscription of Eligible Unit Trust(s), or purchase of Eligible Insurance Policy(ies), must not have been counted towards another Priority Mortgage Plus facility previously in order to meet the qualifying criteria for interest rate reduction on each mortgage facility you intend to apply the PMP feature.

      The relevant interest rate reduction will be based on the tiers illustrated in Table A below.

      For Eligible Deposits and/or Eligible Unit Trusts, you will need to place or subscribe the minimum amount and inform us in writing of such placement or subscription within 1 month from the date of your letter of offer for the PMP mortgage facility.

      For Eligible Insurance Policy(ies), you will need to successfully purchase and be issued the policy(ies) with the minimum monthly premium amount, after any promotion discount but including GST, and inform us in writing of such purchase(s) within 2 months from the date of your letter of offer for the PMP mortgage facility.

      • Priority Mortgage Plus is a feature through which you may reduce the Interest rate of your Priority Mortgage Plus facility, based on the amount of Eligible Deposits using Fresh Funds you have with us and the amount of Eligible Unit Trust(s) or Eligible Insurance Policy(ies) you have subscribed for or purchased through us. To qualify for a reduction of the Interest rate of your Priority Mortgage Plus facility, you need to (i) currently maintain or successfully establish a Priority Banking relationship with us as a primary account holder within 1 month from the date of the letter of offer for your Priority Mortgage Plus facility, and (ii) meet the minimum total amount of Eligible Deposits using Fresh Funds, or Eligible Unit Trust(s), or minimum monthly premium amount from Eligible Insurance Policy(ies) and inform us in writing accordingly as specified under Clause 15.1.1, 15.3.1, and 15.3.2 respectively of our Mortgage Facility Terms. An illustration of the relevant reduction on the Interest rate is illustrated in table A of our FAQ above. For the full terms which apply to a Priority Mortgage Plus facility (as defined in our Mortgage Facility Terms) which is offered by us on or after 11 June 2021, please refer to our Mortgage Facility Terms.