The campaign is open to all existing primary account holders of deposit accounts and/or principal cardholders of credit cards to invite their friends to Standard Chartered and earn cashback on successful referrals.

You will earn S$80 cashback for each successful Referred Individual, regardless of the number of Eligible Deposit Account and/or Eligible Card(s) (except Beyond Credit Card) signed up for. For example, if your friend whom you have referred signs up for both an Eligible Deposit Product and an Eligible Card (except Beyond Credit Card), you will receive S$80.

In addition, from 8 August 2025 to 31 August 2025, you will earn S$200 cashback for each successful Referred Individual, for each Beyond Credit Card signed up for. For example, if your friend whom you have referred signs up for an Eligible Deposit Product and/or Eligible Card and Beyond Credit Card, you will receive S$280. From 1 September 2025 to 30 September 2025, if your friend whom you have referred signs up for an Eligible Deposit Product and/or Eligible Card and Beyond Credit Card, you will receive S$80 and 20,000 miles (credited to your rewards points earning Standard Chartered Card account in the form of 50,000 Rewards Points)  (the “Referral Miles”) per Referred Individual from 1 September 2025 to 30 September 2025; if you do not hold a rewards points earning Standard Chartered Credit Card, you will receive S$200 cashback instead.

In addition, you will earn S$50 cashback for each Referred Individual who opens an SC Online Trading account, and performs a successful ‘buy’ transaction on SC Online Trading platform within 30 days from the account opening date. For example, if your friend whom you have referred signs up for an Eligible Deposit Product and Eligible Card and Beyond Credit Card and opens an SC Online Trading account and performs a successful ‘buy’ transaction on SC Online Trading platform within 30 days from the account opening date, you will receive S$130 and 20,000 miles (if you hold a rewards points earning Standard Chartered Credit Card, otherwise S$330 (if you do not hold a rewards points earning Standard Chartered Credit Card.

Your friend will receive a sign-up cashback, gifts or miles (if applicable) if he/she has successfully signed up for an Eligible Deposit Account, Eligible Card and/or Eligible Investment Account and fulfils the sign-up eligibility criteria.

If applying for the Eligible Deposit Product, your friend whom you have referred must not be an existing primary account holder of any Standard Chartered account and did not previously close / cancel a Standard Chartered account in the last 12 months from the referral date.

If applying for the Eligible Card Product(s), except Beyond Credit Card, your friend whom you have referred must not be a principal cardholder of any credit card issued by the Bank and did not previously close / cancel a Standard Chartered credit card in the last 12 months from the referral date.

If applying for SC Online Trading account, your friend whom you have referred must not be an existing main account holder of SC Online Trading and did not previously close / cancel an SC Online Trading account as the main account holder in the last 12 months from the referral date.