Earn CashBack on your debit card purchases.
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Additional Features
  • NETS and Mastercard® payments
  • Platinum privileges with Mastercard®
  • First cheque book is complimentary
  • Enjoy the convenience of payments with your Digital Wallets (Apple Pay, Samsung Pay, Android Pay) or Contactless Payments with your Mastercard® contactless-enabled cards. Click here for more information.
Get CashBack When You Spend
Account Balance CashBack on Petrol CashBack on MasterCard transactions Monthly CashBack cap on Petrol Monthly Overall CashBack cap
S$6,000 & above 7% 1% S$40 S$200
S$200,000 & above 15% 3%
  • CashBack is applicable if the average daily balance in the linked chequing account calculated at the end of each calendar month is SGD6,000 and above. CashBack is tiered and calculated at the end of each calendar month based on transaction posting date and the deposit amount in the chequing account and will be credited on the first working day of the next calendar month, to the relevant account. Monthly CashBack is subject to a cap, S$40 for MasterCard transactions at petrol stations and an overall cap of S$200 for an aggregation of all transactions per month.
  • Petrol CashBack applies only in Singapore and Malaysia where the petrol station accepts EMV compliant MasterCard cards and if the petrol station's merchant category code is 5177, 5541 or 5542. Purchase of petrol includes all other purchases (besides petrol) at the petrol station.
  • CashBack is not applicable for bill payments made via SCB Online Banking from the XtraSaver Current Account, NETS transactions and top up of NETS cash card.
  • The Bank reserves the right to a) debit any of your account with us for CashBack given to you if the transactions are cancelled, voided or reversed for any reason; and b) revise interest rate at any time without prior notice.
  • The Bank's prevailing Customer Terms, Current/Cheque/Savings Account and Time Deposit Terms and XtraSaver Product Terms apply.
Key Charges
Service Charges
Minimum initial deposit S$0
Minimum average daily balance S$3000

*Note: If the account carries a S$0 balance for 6 consecutive months, it will be closed automatically
Fall-below fee
(per month)

*Fall-below fee will be charged from second month after account opening, if minimum average daily balance is not met
Monthly service charge S$2^
Unarranged overdraft Prime + 5%, minimum S$5
Early account closure fee (within 6 months) S$30
Debit card annual fee S$20^
Cheque book 1st book free. S$15 per cheque book thereafter

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^ These new and/or increased fees and charges are applicable to Personal Banking customers, effective from 28 August 2015. Click here for more information.


    • Nationality: Singapore citizen / Singapore permanent resident / foreigner
    • Age requirement: Minimum 18 years old
  •     Documents Required
    • Mandatory supporting documents For Singapore citizens and permanent Residents:
      • NRIC (front and back)
    • Mandatory supporting documents for foreigners:
      • Passport
      • Employment Pass
      • Any of the following documents:
        • Last 3 months' utility bill
        • Last 3 months' bank statement
        • Letter from the human resource department of current employer stating address
        • Government-issued documents stating address (e.g. IRAS, CPF, ICA)
        • Telecommunications bill
        • Tenancy agreement

Terms and Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to SGD50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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Call Us

Call our hotline for further information.

1800 747 7000

Locate Us

Visit the branch that is nearest to you.
Selected branches are open on Sunday to serve you better.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.