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#SCXmasHunt Contest Terms and Conditions

  1. This #SCXmasHunt Contest (the “#SCXmasHunt Contest“) is organised by Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the “Bank“), in conjunction with the Christmas 2017 Promotion. To enter the #SCXmasHunt Contest, you have to:
    1. “Like” the Standard Chartered Singapore Facebook page;
    2. Take part in the #SCXmasHunt Contest by following the instructions given in each of the #SCXmasHunt Contest Facebook Post (the “Facebook Post”). There will be a total of 3 Facebook Posts across a period of 3 weeks. For the avoidance of doubt, 1 Facebook Post will be posted on the Monday of each week during the Promotion Period. Each Facebook Post will feature a 360° picture and hidden clues. Each week’s Facebook Post will have its own game mechanics, and participation in all 3 Facebook Posts is not mandatory; and
    3. Provide your answers and/or post the screenshot (where relevant and as per the instructions contained in each week’s Facebook Post) in the comments section of the relevant Facebook Post at https://www.facebook.com/Standardcharteredsg/,

You will stand a chance to win the #SCXmasHunt (the combination of the actions referred to in Clause 1a, b and c collectively referred to as the “Entry”), subject to the terms below.

  1. These terms and conditions govern your participation as an entrant (the “Entrant”) in the #SCXmasHunt Contest. You can also view additional applicable terms of use found on the Bank’s website at sc.com/sg/christmas as well as any other applicable terms and conditions imposed by Facebook (hereinafter, Facebook will also be referred to as the “Channel”). Please read these terms and conditions, as well as any additional applicable terms of use and/or terms and conditions carefully before participating in the #SCXmasHunt Contest.
  2. By participating in this #SCXmasHunt Contest, you agree to be bound by these terms and conditions, including any applicable terms of use found on the Bank’s website at sc.com/sg and the Channel, and you represent and warrant that all details you have provided are true, accurate and complete. Entrants may be asked to verify their Entries, if necessary.

Eligibility & Contest Period

  1. This #SCXmasHunt Contest, is held between 20 November 2017 (12:00 hours, Singapore time) and 7 December 2017 (23:59 hours, Singapore time) (both dates inclusive) (the “Challenge Period“). Only Entries received by the Bank during the Challenge Period are eligible for the #SCXmasHunt Contest.
  2. This #SCXmasHunt Contest is open to all Singaporean citizens and Singaporean Permanent Residents aged 21 and above who (1) are eligible Standard Chartered Credit Cardholders whose credit card account must be valid (ie. not be suspended, cancelled and/or terminated), in good standing and conducted in a proper and satisfactory manner as determined by Standard Chartered in its sole and absolute discretion, and (2) have valid and existing Facebook accounts at the time of posting of the Entry and (3) are not:
    1. the Bank’s staff and employees, employees of the Bank’s subsidiaries, related corporations and affiliates, and/or the immediate family members of such employees; and/or
    2. staff and employees of the Bank’s service providers, Asia PR Werkz Pte Ltd, Protocol Pte. Ltd, and Ophir-Rochor Hotel Pte Ltd trading as the Andaz Singapore or any other party engaged in the preparation, organisation, planning, promotion, execution of, or is otherwise involved in this #SCXmasHunt Contest.


  1. To participate in this #SCXmasHunt Contest:
    1. You must complete all the actions referred to in Clause 1 above during the Challenge Period to stand a chance to win.
    2. A submission is deemed posted successfully by the Entrant if it (i) appears as a comment on the #SCXmasHunt Contest Facebook Post and (ii) fulfils the requirements in Clauses 1b and c during the Challenge Period. Such Entry has to remain visible to the public at all times during the Challenge Period before it will be considered as the Entrant’s submission of an Entry to this #SCXmasHunt Contest and eligible to be considered for the Prize (as defined below) in this #SCXmasHunt Contest.
    3. Each Entrant is limited to one (1) Entry each week. In the event that an Entrant provides more than one (1) Entry, only the last Entry provided by such Entrant will be considered for the purposes of the #SCXmasHunt Contest. All Entries shall be wholly compliant and consistent with all relevant Facebook guidelines and rules, in addition to these terms. Entries which do not comply with any applicable regulations and guidelines will be disqualified.
    4. For the avoidance of doubt, all Entries must adhere to the Standard Chartered Online interaction guidelines available at http://www.standardchartered.com/_interaction-guidelines/en/index.html. By submitting an Entry, participating in the #SCXmasHunt Contest, the Entrant represents and warrants that the Entry and any contents posted by the Entrant on the Channel (“Posted Contents“) will not infringe the intellectual property, privacy or any other rights of any third party, and will not contain anything which is unlawful, libellous, racially disparaging, defamatory, obscene, harassing or threatening, and the Entrant further agrees to abide by all rules and guidelines prescribed herein, and the Bank reserves the right to remove or otherwise not publish any post that contravenes any of these rules and guidelines, including but not limited to:
      1. any post, comment, photo and video which contains offensive, aggressive, denigrating, irrelevant or inappropriate language;
      2. any post, comment or photo which veers away from the topic in discussion and/or is otherwise not related to the #SCXmasHunt Contest or the launch of the Christmas 2017 Promotion, or which appear to be spam; and/or
      3. any post, comment or photo which may be obscene, defamatory, seditious, blasphemous or otherwise malicious in nature.


  1. Each week during the Challenge Period, a total of five (5) Entrants with the correct and/or the most original and creative answer (as applicable) in the relevant Entry, as determined by the Bank in its sole and absolute discretion, will receive $50 worth of Takashimaya shopping vouchers (such shopping vouchers hereinafter being referred to individually as a “Prize”, and such Entrants being awarded the Prizes hereinafter being referred to individually as a “Winner” and collectively, “Winners”). There will be a maximum of fifteen (15) Winners for the entire Challenge Period. Winners can only win once throughout the Challenge Period. Winners will not be qualified to participate again after they have won a Prize pursuant to the #SCXmasHunt Contest.
  2. The Prize is non-redeemable for cash and/or any other items, and it is non-transferable, non-assignable and non-exchangeable. Each Winner is limited to a maximum of one (1) Prize for the #SCXmasHunt Contest.
  3. Any Prizes which are not redeemed will be forfeited. No payment or compensation whether in cash, credit or kind shall be made for any uncollected, lost, misplaced, defaced, stolen or damaged Prize.
  4. All Winners will be notified via a reply (“Reply”) on the specified Entry on Facebook containing their submission and posted by the Bank through the Bank’s Facebook account. Winners will have three (3) working days from the date of posting of the Reply, or in any event until the deadline stipulated in the Reply, to privately message the Bank using his/her Facebook account, providing relevant personal data and/or information (including the Winner’s name, mailing address, and NRIC / Passport number) for the purposes of fulfilment of the Prize. Following the Bank’s receipt of such details from the Winner, the Bank will send a redemption letter (the “Redemption Letter”) with instructions on prize redemption to the mailing address provided by the Winner. If any Winner fails to reply within the specified period stated above or provides the Bank with erroneous details, the Bank reserves the right to select another Winner. The Winner is solely responsible for providing updated particulars to the Bank for the purposes of fulfilment of the Prize, and the Bank shall not be liable for any loss arising from any omission, error and/or default attributable to the Winner. All Winners will be notified by 15 February 2018.
  5. The Bank reserves the sole and absolute discretion to change the mechanics of the #SCXmasHunt Contest without prior notice or reason. The Bank may appoint any independent party as the external auditor for the #SCXmasHunt Contest, as it deems fit.
  6. The Bank has the sole and absolute discretion to determine the authenticity, eligibility and/or accuracy of the Entry and its decision will be final and binding on all Entrants, and no correspondence will be entertained whether in relation to the above or otherwise
  7. The Bank may, in its sole and absolute discretion, to disqualify any Entry which the Bank considers to have been made in breach of these terms and conditions. This includes, but is not limited to, any falsification of an Entrant’s score reflected in any part of the Entry, the Entrant’s failure to meet the #SCXmasHunt Contest’s eligibility criteria and/or the Entrant’s submission of an Entry which the Bank deems to be obscene, libellous, racially disparaging, defamatory, harassing or threatening or contains any unlawful content.
  8. The Bank is not responsible for any Entry to the #SCXmasHunt Contest that cannot be processed due to any technical or operational reasons. Entries that are lost, late, misdirected, incorrect or incomplete, for any reason whatsoever, will also not be eligible for the #SCXmasHunt Contest.
  9. The Bank is not responsible for any content posted by the Entrants or for any comments made by members of the public in relation to the Entries or the Posted Contents. All opinions and comments expressed by users of the Channel are expressed in their individual capacities and not as representatives of the Bank.
  10. The Bank takes no responsibility and assumes no liability for any user content that any user may post. You are solely responsible for your user content and the consequences of posting and publishing it.
  11. The Bank reserves the right to substitute alternative prizes which may not be of equivalent value at any time by giving notice on the Channel or otherwise notifying the relevant Winners.
  12. By participating in the #SCXmasHunt Contest, you consent to and grant the Bank the right to publish and/or broadcast the results of the #SCXmasHunt Contest and disclose and publish your information as may be relevant and/or necessary for the fulfilment of the Prize (including name and part of the identification / passport number):
    1. in any major newspaper in Singapore;
    2. over the air via radio shows in Singapore;
    3. on television screens at selected marketing locations in Singapore;
    4. on the Channel; and/or
    5. on the Bank’s websites.
  13. The Winners may be invited to participate in public relations events to generate press coverage for the #SCXmasHunt Contest including without limitation, Winners’ quotations being included in the Bank’s press releases, and Winners’ attendance at prize-giving ceremonies, press conferences, and interviews.

Intellectual Property

  1. You agree to waive any moral rights in the Entry and/or any image, video, sound file and/or any other media in any format which is embedded in and/or linked by hyperlink or URL text or otherwise in the Entry (the “Media Files”), to the fullest extent possible and any moral rights that a third party may have in respect of the Entry and/or any of the Media Files described above will be so waived.
  2. All promotional images produced by the Bank or any member of the Bank’s Group and associated with the #SCXmasHunt Contest, participants, Winners and Prizes will be the property of the Bank. The Bank reserves the right to publicize the names of the Winners on the official websites of any member of the Bank’s Group and such other channels similar to the Channel.

Data Protection

  1. By participating in the #SCXmasHunt Contest and/or otherwise consenting to be a part of the #SCXmasHunt Contest,
    1. the Entrant consents to the Bank’s collection, holding, storage, use, processing, transfer, disclosure and/or reporting (whether directly or indirectly) to any relevant third party, of his/her personal data and/or information provided to the Bank, including but not limited to, for the purposes of administering his/her participation, organising and promoting the #SCXmasHunt Contest , or otherwise for purposes relating to the #SCXmasHunt Contest; and further consents and acknowledges that his/her personal data and/or information (i) will also be processed in line with the Bank’s privacy statement available at sc.com/sg/privacy; and (ii) may be used in accordance with the Bank’s policies, terms and conditions or notices made available by the Bank to him/her from time to time;
    2. the Entrant agrees that any personal information collected by the Bank about the Entrant (as provided or supplied by the Entrant) can be used by the Bank, and also disclosed to, and used by, persons who are involved in operating or promoting the #SCXmasHunt Contest on behalf of the Bank (including the Bank’s service providers, other members of the Bank’s Group and Bank’s Group service providers). The Entrant’s personal information will not be shared with any other third party for purposes outside the operation or promotion of the #SCXmasHunt Contest, including marketing; and
    3. the Entrant consents to the use of his/her personal data for marketing purposes, including but not limited to the use of his/her telephone number to contact him/her about products and promotions offered by the Bank from time to time via telephone, SMS or multimedia messaging. Such consent will also prevail even if the Entrant is registered or subsequently registers his/her contact information with the national Do Not Call Registry.
  2. Following termination or deactivation of the Entrant’s Facebook account, or if the Entrant removes any content from the Entrant’s Facebook account, the Posted Contents may remain on the Channel perpetually subject to Facebook’s guidelines and rules.
  3. The Entrant acknowledges that the Bank does not own or host Facebook and the relevant privacy notices and other terms and conditions imposed by Facebook will apply.


  1. The Bank reserves the right, in its sole and absolute discretion, to modify, suspend, withdraw and/or terminate the #SCXmasHunt Contest (or part thereof) for any reason, including if a computer virus, bug, unauthorised human intervention or other cause (a “Disrupting Event“) corrupts or impairs the administration, security, fairness, judging, or proper play of the #SCXmasHunt Contest. If the #SCXmasHunt Contest is so modified, suspended withdrawn, or terminated, the Bank reserves the right to award Prizes to an Entrant from among all Entries received prior to the Disrupting Event.
  2. Unless otherwise stated, the Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions. The Promotion is valid in conjunction with the Christmas 2017 Promotion (the terms and conditions of which can be found here).
  3. The Bank may at any time vary, modify, add or delete any of these terms without prior notice or reason. The Bank may in its absolute discretion at any time edit or remove any Posted Content that, which in its opinion, breaches any of these terms or for any other reason.
  4. To the extent permitted by applicable law, you agree that the Bank will not be liable, under any circumstances and in any way, for any errors or omissions, loss or damage of any kind incurred as a result of your use of the Channel, participation (or inability to participate) in the #SCXmasHunt Contest, any Posted Content or the acceptance of any Prize.
  5. To the extent that the Bank suffers any claim, loss, damage or judgment due to your acts or omissions (including, but not limited to, your participation in the #SCXmasHunt Contest and the Posted Contents or breach of any of these terms by you), you agree to indemnify and hold the Bank, the Bank’s Group and their respective officers, employees and agents harmless.
  6. You acknowledge that the #SCXmasHunt Contest is in no way sponsored, endorsed or administered by, or associated with, Facebook. To the extent permitted by applicable law, you agree that Facebook will not be liable, under any circumstances and in any way, for any errors or omissions, loss or damage of any kind incurred as a result of your use of the Channel and participation in the #SCXmasHunt Contest.
  7. The Bank’s decision in all matters arising out of or in connection with the #SCXmasHunt Contest is final and conclusive and no correspondence will be entertained.
  8. These terms and conditions are to be read in conjunction with and alongside our Customer Terms as well as any other of the Bank’s terms and conditions that may be applicable (collectively, “Other Terms“). If there are any inconsistencies between these terms and the Other Terms, these terms prevail only to the extent of such inconsistencies.
  9. A person who is not a party to these terms and conditions has no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of these terms and conditions.
  10. These terms and conditions are governed by and shall be construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.
  11. All information is correct at the time of publication.
  12. For the purposes of these terms and conditions, “Group” means, in relation to the Bank:
    1. any person, body corporate, partnership, firm or other entity in which the Bank directly or indirectly:
      1. owns more than half the capital or business assets;
      2. has the power to exercise fifty percent (50%) or more of the voting rights;
      3. has the legal power to direct or cause the direction or general management or affairs;
      4. has the power to appoint more than half the members of the supervisory board, board of directors or other legally representative body; or
      5. has the right to manage the business;
    2. any person, body corporate, partnership, firm or other entity which directly or indirectly has in or over the Bank the rights or powers listed in (a) above (a “Controller“); and/or
    3. any person, body corporate, partnership, firm or other entity in which a Controller directly or indirectly has the rights or powers listed in (a) above.