Loan Repayment Period
Thanks to our flexible monthly repayment schedule, you will be in a better position to manage your finances and your cash flow.
||Loan Amount ($)
For illustration purposes, the calculation is rounded up/down to the nearest dollar.
If you are an existing Standard Chartered Credit Cardholder, your available credit card limit may be used for CashOne personal loan.
If you are an existing Standard Chartered Personal Credit customer, your line of credit may be converted to a CashOne personal loan.
If you hold any of our Credit Cards with a credit limit of $500 and your annual income ranges from $20,000 to $29,999, your Credit Card account will be closed upon approval of the CashOne personal loan.
$199 (deducted from the loan approved)
Second year till expiry of instalment tenor:
$50 annual fee waived if all payment is received by payment due date for the past 12 months
|Early redemption fee
$250 or 3% of the outstanding principal, whichever is higher
|Change of tenor
$50 per change
|Default interest (payment is not received by payment due date twice within 6 consecutive months)
4% p.a. will be added to the original EIR on your entire outstanding balance. The loan tenor will be extended so that your monthly instalment stays the same. This revised EIR will be reinstated to the original EIR when full payment is made by payment due date for six consecutive months.
$60 will be charged if minimum payment is not received by the due date.
If the instalment amount payment is not received on or before the due date in full and a balance is carried forward from the relevant statement, finance charges will be calculated on a daily basis at the EIR of 24.455% per annum (minimum).
Please refer to our CashOne personal loan Product Terms, Customer Terms, Credit Cards Terms, Personal Loan/Personal Line of Credit/Overdraft Terms, Current/Savings Account and Time Deposit Terms for the complete features, Terms and Conditions of CashOne personal loan.