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Grow your business with  a complete range of financial solutions with Business Working Capital

Business Working Capital

Grow your business with  a complete range of financial solutions with Business Working Capital

Innovative one-stop financing facilities for businesses

Businesses can have the flexibility to select facilities based on needs so as to achieve better control of business cash flow and grow your business.

Eligibility & Documents


  • Sole Proprietors / Partnerships / Private Limited Companies
  • Registered and operating in Singapore
  • 50% or more shareholdings is effectively held by Singaporeans / PRs
  • Minimum 3 years of business operations

Documents Required

  • Photocopies of Sole Proprietors’ / Partners’ / Principals’ / Directors’ Identity Cards / Passports
  • Company’s operating bank current account statements for the past 6 months and/or latest 4 quarters’ GST (Goods & Services tax) returns statements if you are a GST registered company
  • Copy of Sole Proprietors’ / Partners’ Income Tax Notice of Assessment


Terms and Conditions


Successful applicants may be granted up to a maximum of US$8million of facilities which must be secured by residential, commercial and/or industrial properties, and up to a maximum of an additional US$4million of facilities which must be secured by Cash and/or a Stand-by Letter of Credit.

This is the maximum level of financing. Each successful applicant’s level of financing will differ based on different property types and other considerations.

All applications may be subjected to additional documents and are still subject to, and conditional upon the Bank’s approval in the Bank’s sole discretion.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.