Maximize Your Miles with Journey Credit Card: Everyday Purchases, Bonus Categories, Promotions and More!
Earn
3 miles
per S$1 on selected bonus categories (Transportation, Food deliveries and Online Merchant)
Earn
2 miles
per S$1 for overseas spends with no cap
Earn
1.2 miles
per S$1 for local spends with no cap
Calculate how many miles you can earn
Adjust your monthly spends to calculate how many miles you can earn
Here's what you could earn:
Monthly Miles Earned
Spend S$800 within 60 days of your card approval. The Welcome Bonus is only for New to Standard Chartered cardholders. T&Cs apply.
20000 Miles
Spend S$$spend within 60 days of your card approval. The Welcome Bonus is only for New to Standard Chartered cardholders
Annual Fee Payment Bonus
10000 Miles
Earn 10,000 miles bonus when you pay the first year annual fee of S$196.20 (inc GST)
Total Miles Earned Annually with Annual Fees Applied
Miles
Discover Anything but Average Destinations
28 Destinations within reach
2 Destinations almost within reach
Disclaimer: Miles required for redemption is for illustration purposes only. Actual redemption is subject to applicable terms and conditions. Note: 360° Rewards Points are earned on eligible spending which can be redeemed in blocks of 25,000 Rewards Points for 10,000 airline miles.
Journey Credit Card: Your Ultimate Travel Lifestyle Companion
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Complimentary Travel Insurance
Have a peace of mind when you travel with coverage of up to S$500,000. Just charge your travel fare to your Card. Read more
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Non-expiring Rewards Points
Enjoy 360° Rewards Points that never expire, with flexible redemption options for miles, cashback, or shopping vouchers.
Your Welcome Gifts Awaits
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Get up to 30,000 Welcome Miles
Receive 30,000 Welcome Miles with a S$180 annual fee (excl. GST), or 20,000 Welcome Miles with the annual fee waiver option, when you spend a minimum of S$800 within 60 days of card approval. Read more
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Live The Good Life®
Get six S$5 Caltex vouchers (worth S$30) upon card approval and enjoy exclusive dining, entertainment, and travel deals at 3,000+ outlets across Asia – just for Standard Chartered Credit Cardholders
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Get 10,000 Anniversary Miles
(Upon Renewal)
Receive your anniversary gift upon card renewal with a S$180 annual fee (excl. GST). Read more
Journey Credit Card Features
360° Rewards Programme
SC Online Rewards: Redeem for e-Vouchers or KrisFlyer miles. Your 360° Rewards Points can be redeemed in blocks of 25,000 points for 10,000 airline miles. Read more
SC Shop and Earn
Enjoy Cashback at 250+online merchants beyond your banking rewards! Plus, enjoy higher Cashback with a Priority relationship with us T&Cs apply. Read more
Live The Good Life® every day
The Good Life® is what you make of it. Enjoy exciting card offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits. Read more
SC EasyBill
Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply. Read more
Popular promotions for your Journey Credit Card
FAQ
You can redeem your 360° Rewards Points to KrisFlyer miles via the 360° Rewards platform. Log in with your SC Online credentials, select “Travel” followed by “Singapore Airlines“ – KrisFlyer”.
These are online transactions, denominated in Singapore dollars, spent in the following Merchant Category Codes (MCCs) and/or merchants.
- Transport merchants with MCCs 4111, 4121, 4411 and 4789
( E.g.Grab , Gojek , Cabcharge Asia, Tada, Ryde Technologies, Royal Caribbean Cruises and Easybook.com )
- Grocery/food-stores with MCCs 5411, 5462, 5499 and 5921
(E.g. NTUC FairPrice Online, NTUC FairPrice app, Lazada Redmart , Watson’s Singapore and Nespresso Singapore)
- Food deliveries with MCCs 5811, 5812 and 5814
(E.g. Foodpanda , Deliveroo, McDonald’s, KFC, Pizza Hut, Dominos Pizza, Chilli Api Catering and Qi Ji Catering)
Online transactions are card-not-present (CNP) transactions identified via merchant category codes (MCC). These category codes are assigned by Visa, merchants and acquiring banks (and not SCBSL).
If the transaction doesn’t fall under the assigned category codes, it will not qualify for 3 miles bonus. The list of MCC which qualify for 3 miles bonus is available in our Journey Credit Card Terms & Conditions.
Note: Apple Pay, Samsung Pay, Google Pay, Garmin Pay (mobile wallets) are not CNP transactions
You will earn a maximum of 3,000 miles (credited in equivalent 360 Rewards Points) for bonus spend categories
Your miles will be credited as 360° Rewards Points.
- Base 360° Rewards Points will be credited when your eligible transaction is posted
- Bonus 360° Rewards Points will be aggregated and credited on your statement cycle date
There is no cap. You can continue to earn 1.2 miles for every S$1 spent locally and 2.0 miles for every S$1 spent overseas.
