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I am an existing Standard Chartered Current/Checking/Savings Account holder

    How would you like to apply?

    I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

    *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

    *Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

    Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

    I am an existing Standard Chartered Current/Checking/Savings Account holder

      Revision to Fixed Deposit Rate (“FDR”) which impacts housing loan rates – Frequently Asked Questions

      • We review our interest rates on a regular basis. In view of rising interest rates, we will be adjusting the SGD time deposit (“SGD TD”) board rates across various tenures. As the SGD TD board rate is linked to your FDR housing loan package, we will be changing your housing loan rates in line with the revision.

        This table illustrates the rate adjustments to our SGD TD tenures and corresponding changes to the FDR housing loan rates.

          9-month FDR 36-month FDR 48-month FDR
        Existing housing loan rate 0.30% + loan margin 0.72% + loan margin 0.90% + loan margin
        Revised housing loan rate 0.65% + loan margin 0.97% + loan margin 1.10% + loan margin
      • The change in our SGD TD rates will be effective from 8 November 2018.

        If your mortgaged property is a private residential property, the adjusted monthly instalment will start from 1 January 2019. If your mortgaged property is a HDB flat, the adjusted monthly instalment will start from 15 December 2018.

        We will send you a letter with further details of your revised monthly instalment in November 2018. If you are subscribed to eStatements, you will instead receive an eAdvice via Online Banking titled ‘Mortgage Rate Change Notice’.

      • The increase will impact your monthly instalment, depending on your housing loan package. The table below illustrates the estimated increase to the monthly instalment for a housing loan of S$500,000 over a period of 20 years.

        9-month FDR 36-month FDR 48-month FDR
        Estimated increase to

        monthly instalment

        for a housing loan of

        S$500,000 over 20 years

        + S$ 76 + S$ 55 + S$ 45