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Important Information

Important Changes to Bonus$aver Account

We are excited to introduce some changes to our award-winning Bonus$aver Account (“Bonus$aver”) to make it more relevant for you.

With effect from 1 April 2020 (inclusive), Bonus$aver will undergo some revisions in interest rates to help you invest better for the future. Plus, we are also excited to share that Bonus$aver will have a brand-new multicurrency feature that will give you more mileage for your savings coming to you soon.

Interest Rates Revision 

Your Bonus$aver will continue to earn our highest bonus interest rate of up to 3.88%p.a. on eligible deposit balances of up to S$100,000.

Here’s a glance at what’s changing from 1 April 2020:

Card Spend

(inclusive of prevailing interest rate)



Bill Payments Invest / Insure Total Interest on your first S$100,000 Eligible Deposit Balance

Bonus Interest Rate

Up to 1.88% p.a.

(minimum spend of S$2,000 monthly)


Up to 0.88% p.a.

(minimum spend of S$500 monthly)

1% p.a. 0.25% p.a. 0.75% p.a. 3.88% p.a.

Bonus Interest Rate on your first S$100,000 eligible deposit balance
from 1 April 2020


Up to 1.50% p.a.

(minimum spend of S$2,000 monthly)


Up to 0.5% p.a.

(minimum spend of S$500 monthly)

1% p.a. 0.1% p.a. 1.28% p.a.

Also, the prevailing interest rate for Bonus$aver will be changed from 0.1% p.a. to 0.05% p.a.

 If you wish to obtain a copy of the new Bonus$aver Product Terms, go to www.sc.com/sg/bonussaver-tnc  from 1 April 2020. 

New Multi-Currency Feature – Coming Soon! 

Stay tuned for our new multi-currency feature* which will allow you to access balances in up to 13 different foreign currencies and SGD in a single Bonus$aver account! This brand new feature will suit you if you shop online, spend overseas or invest in foreign currencies.


* The new multi-currency feature will not be applicable for joint accounts. Terms and conditions apply.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.