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SGFinDex Launch Campaign Promotion Terms and Conditions

  1. The SGFinDex Launch Campaign Promotion (“Promotion“) is available from 7 December 2020 to the earlier of (a) 31 August 2021 or (b) such time when the first 30,000 Participants (as defined below) have completed the Winning Transaction EDM Qualifying Activity (as defined below) (both dates inclusive and such period to be referred to as the “Promotion Period“). The Promotion is organised by Standard Chartered Bank (Singapore) Limited (“Bank” or “Standard Chartered” or “we”). By participating in the Promotion, Participants (as defined below) agree to be bound by these terms and conditions.
  2. Unless otherwise stated, the Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions.


  1. To participate in the Promotion, you must be at least 18 years old and you must be an existing customer of the Bank. Each such person who is eligible to participate in the Promotion will hereinafter be referred to as a “Participant”.
  2. By participating in the Promotion, the Participant consents to the collection, use and/or disclosure of his/her personal data for purposes which are reasonably necessary for the Promotion, including the use of the Participant’s personal data to contact and provide updates to him/her on the Promotion, in line with the Bank’s privacy statement available at https://www.sc.com/sg/privacy/.

Promotion Mechanics

  1. To win the Prize, Participants must, during the Promotion Period, successfully perform all of the following activities (collectively, a “Qualifying Activity”):
    1. login via Standard Chartered Mobile App or Standard Chartered Online Banking
    2. register for SGFinDex;
    3. link Standard Chartered data to SGFinDex;
    4. link another financial institution’s data to SGFinDex; and
    5. refresh and update your data which is published on SGFinDex.
  1. Each of the first 30,000 Participants who successfully complete all steps of the Qualifying Activity during the Promotion Period will be sent an electronic direct mailer (“EDM”) regarding the Prize (as defined below) by the Bank (such EDM to be referred to as a “Winning Transaction EDM”). The Winning Transaction EDM will be sent to the Participant at his/her e-mail address which is registered with the Bank (such e-mail address to be referred to as the “Bank Registered E-mail Address”).
  2. For the purposes of this Promotion, each Participant is eligible to receive a maximum of only one (1) Winning Transaction EDM. This is notwithstanding the number of times a Participant completes the Qualifying Activity.

As an illustration:

Scenarios Qualification
Participant has completed only certain steps of the Qualifying Activity, For e.g. where the Participant has only registered for SGFinDex and has not completed the other steps in Clause 5 above


Participant will not be sent any Winning Transaction EDM as he has not completed all required steps of the Qualifying Activity.
Participant has completed all steps of the Qualifying Activity.


Participant will receive a Winning Transaction EDM, if and only if, such Participant is one of the first 30,000 Participants to complete the Qualifying Activity.


Participant repeats all steps of Qualifying Activity more than once. Participant will not be sent any additional Winning Transaction EDM as each Participant is limited to a maximum of one Winning Transaction EDM for the purposes of this Promotion.



  1. We reserve the right to determine at our sole and absolute discretion the following:
    1. whether a Participant is eligible for the Promotion;
    2. whether a Participant has performed all steps of the Qualifying Activity and if so, whether a Participant is one of the first 30,000 Participants to complete the same; and
    3. whether a Participant has met all the conditions of the Promotion.

Prizes and Prize Allocation

  1. Each of the first 30,000 Participants to be sent the Winning Transaction EDM by the Bank will win a S$5 cashback (“Prize”).

For the avoidance of doubt, if a Participant does not receive any Winning Transaction EDM, he/she will not be entitled to the Prize.

  1. The Prizes will be allocated to the Participants based on the timing of their completion of the Qualifying Activity, and such allocation will be done on a first-come-first-served basis. We reserve the discretion to change the Prize allocation mechanics without giving prior notice or reason.
  2. The Prizes are not exchangeable for cash or any other items, and are non-transferable and non-assignable. The Promotion is subject and limited to the availability of the Prizes. We reserve the right to change the quantity of the Prizes depending on the response and demand.
  3. All Prizes will be credited to the relevant Participant’s account with the Bank by30 November 2021. EDMs will be sent to the relevant Participant’s Bank Registered Email Address to inform him/her that the Prize has been credited to his/her account.


  1. The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. The Bank’s determination of all matters arising out of or in connection with the Promotion shall be final and conclusive and no correspondence will be entertained.
  2. The Bank’s Online Banking and Mobile Banking services are dependent on the infrastructure, connectivity and services provided by service providers engaged by the Bank or the Participants. The Bank does not represent or warrant that its Online Banking and Mobile Banking services will be accessible at all times (due to regular maintenance, servicing or any other reason).
  3. Except for death or personal injury caused by the negligence of the Bank, to the fullest extent permitted by law, the Bank shall have no liability in respect of, and will be indemnified from and against, any liability, loss, claim, damage or costs of any kind (including legal costs) to any person or entity, in whole or in part, directly or indirectly, by reason of a Participant’s acts or omissions (including, but not limited to, his/her participation in the Promotion and use of the Prize).
  4. Standard Chartered reserves the right to do any of the following without prior notice or reason:
    1. terminate, withdraw, shorten or extend this Promotion at the Bank’s sole and absolute discretion; and/or
    2. vary, modify, add or delete any of the terms of the Promotion; and/or
    3. substitute or replace the Prize with any other item (which may or may not be of equivalent or similar value).

Each Participant agrees and consents to be bound by any such variation.

  1. In the event the Bank has determined that a Participant is not eligible to receive the Prize or to participate in the Promotion, or where the Bank has knowledge of subsequent events which would mean that the Participant would not have been entitled to redeem the Prize, the Bank reserves the right to claw back the Prize or to deduct its value (or such other amount as it deems fit) from the Participant’s account(s) with the Bank.
  2. In the event of any inconsistency between the Promotion Terms and Conditions and any brochures, marketing or promotional materials relating to the Promotion, these Promotion Terms and Conditions shall prevail to the extent of such inconsistency.
  3. Please read these terms and conditions together with our Customer Terms and any other product terms that may be applicable in conjunction with the Promotion (collectively “Other Terms“). In the event of any inconsistency between these terms and the Other Terms, these terms prevail only to the extent of such inconsistency.
  4. A person who is not a party to these Promotion Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of the Promotion Terms and Conditions.
  5. The Promotion Terms and Conditions are governed by and shall be construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.
  6. All information is correct at the time of publication.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.