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Get covered for all stages of cancer diagnosis

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Get covered for all stages of cancer diagnosis

PRUCancer 360

A multi-stage cancer coverage insurance plan, customisable to your needs

Key Risks

Important Notes

No advice will be provided if PRUCancer 360 is being purchased online.  You are solely responsible for determining the affordability and appropriateness of the policy to your financial circumstances and needs as well as insurance objectives.

  • Major Exclusions
    • Cancer that is due directly or indirectly to a Pre-existing Condition, the use of unprescribed drugs or alcohol abuse
    • Diagnosis of cancer that does not meet the survival period of 7 days from the date of diagnosis of cancer and/or the waiting period of 90 days from the policy issue date or the reinstatement date of the policy
    • Death arising from suicide or a pre-existing condition

Payout is subject to the terms and conditions found in the Product Summary and Policy Document. For certain medical conditions, there is a waiting period of 90 days from the policy issue date or reinstatement date of the policy, whichever is later. Survival period of 7 days from the date of diagnosis of cancer is applicable before a claim can be made.

For a full list of exclusions, please refer to the PRUCancer 360 Policy Document.

  • Product Notes
    • The benefits will only be payable upon the occurrence of cancer or death.
    • As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.
    • Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.
    • Premiums are not guaranteed and may be adjusted based on future claims experience.
    • Before replacing an existing accident and health policy with a new one, you should consider whether the switch is detrimental, as there may be potential disadvantages with switching and the new policy may cost more or have fewer benefits at the same cost.
    • The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

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Disclaimer

The content of this webpage is for general information only, and it does not constitute an offer to buy or sell any insurance product or service, nor is it intended to provide insurance or financial advice.

It has not been prepared for any particular person or class of persons and does not constitute and should not be construed as investment advice nor an investment recommendation. It has been prepared without regard to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a licensed or an exempt financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase or invest in the product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you. You are fully responsible for your investment decision, including whether the product or service described here is suitable for you.

The content of this webpage describes the insurance product(s) and service(s) provided by Prudential Assurance Company Singapore (Pte) Limited (“Prudential”) in alliance with Standard Chartered Bank (Singapore) Limited (the “Bank”). It does not constitute a contract of insurance and reference should be made to the respective policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon the acceptance of your application by Prudential. All insurance product(s) described in this webpage is a product of and underwritten by Prudential and not the Bank. In facilitating insurance arrangements or in referring customers to Prudential, the Bank is acting as a distributor, in alliance with Prudential and not as an agent for customers. The Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance.

Additionally, in relation to life insurance, buying a life insurance policy is a long-term commitment. An early termination of the life insurance policy usually involves high cost and the surrender value payable (if any) may be less than the total premiums paid.

If, after purchasing the policy, you decide that the policy is not suitable for you, you may terminate the policy in accordance with the free-look provision, if any, and Prudential may recover from you any expense incurred by them in underwriting the policy.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Prudential or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.