Apply online for a Standard Chartered Credit Card and get S$150 in Prime Now Credits or S$100 cashback upon approval¹

Standard Chartered and Amazon Prime Now 2018/2019 Promotion

 

Start shopping on Amazon Prime Now app with your Standard Chartered Credit Card to enjoy up to 10% cashback (capped at S$10/month) and enjoy free Amazon Prime membership.2 T&Cs apply.

UNLIMITED CASHBACK. UNLIMITED JOY.

UNLIMITED CASHBACK CREDIT CARD

  • No cashback cap and no minimum spend3
  • 1.5% cashback on all eligible spend3
  • 2 years annual fee waiver
  • From now to 31 October 2018, apply for the Unlimited Card and stand to win up to S$1,000 cashback with every minimum spend of S$100 in a single eligible transaction on your new card4.

To receive S$150 in Prime Now Credits or up to S$100 cashback upon approval1 (only for new Standard Chartered credit cardholders), click on the relevant button below to apply for this credit card. T&Cs apply.

NEW CREDIT CARDHOLDER     EXISTING CREDIT CARDHOLDER

CLICK HERE TO FIND OUT MORE ABOUT THE UNLIMITED CASHBACK CREDIT CARD

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UPSIZE YOUR REWARDS. UPSIZE YOUR ADVENTURES.
REWARDS+ CREDIT CARD
  • Up to 10X Rewards Points for foreign currency spend5
  • Up to 5X Rewards Points for dining spend5
  • 1-for-1 Platinum Movie Suites tickets with Cathay Cineplexes6
  • Up to 50% off à la carte dining and selected buffets6 at The Fullerton Hotel and The Fullerton Bay Hotel Singapore
To receive S$150 in Prime Now Credits or up to S$100 cashback upon approval1 (only for new Standard Chartered credit cardholders), click on the relevant button below to apply for this credit card. T&Cs apply.

NEW CREDIT CARDHOLDER    EXISTING CREDIT CARDHOLDER

CLICK HERE TO FIND OUT MORE ABOUT THE REWARDS+ CREDIT CARD

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Fees & Charges

DETAILS

CHARGES

Annual FeesS$192.60 including GST (waived for first 2 years)
Finance ChargesEffective Interest Rate (“EIR”): 25.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.071% from the respective transaction dates for all transactions to the date the payment is received.
Cash AdvanceYour cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of S$15 plus Finance Charges at 0.077% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment ChargesA late payment charge of S$80 will be charged if minimum payment due is not received by the due date. The EIR applicable on your credit card and funds transfer account(s) will be adjusted to 28% per annum if the minimum payment due is not received by the due date). If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 25.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full.
For more details on all other applicable fees and charges,  please click here.

ELIGIBILITY

Age

  • 21 to 65 years old

Minimum Annual Income

  • Singapore Citizens and Permanent Residents: S$30,000
  • Foreigners with Employment Passes: S$60,000

Employment Pass Holders

  • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
  • Q Pass holders must have minimum one year validity remaining on their passes

<ul class="list"><li class="item"><label class="item-wrapper" for="sc-lb-module-term-and-condition-tc-0"><span class="question"><span class="c-icon icon-tick" data-grunticon-embed=""></span><span class="question-text"><sup>1</sup>Credit Cards Sign-Up Promotion Terms and Conditions</span><span class="c-icon icon-varrow" data-grunticon-embed=""></span></span></label><div class="answer">To be eligible for Credit Cards Sign-Up Promotion (“<b>Promotion</b>”) available from 1 September 2018 to 31 January 2019 (both dates inclusive) (the <b>“Promotion Period”</b>), you must (a) apply for one of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“<b>Bank</b>”); (b) be a new to Standard Chartered principal cardholder (i.e. do not have any existing/previously cancelled principal credit cards in the last 12 months with the Bank); and (c) activate the Eligible Card within the first 30 days of card approval. If you satisfy all the eligibility criteria (a) to (c) above, you will be eligible to receive a choice of one of the following: (i) S$100 cashback (“<b>New CC Cashback</b>”), subject to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion; or (ii) S$150 worth of promo codes for use on the Amazon Singapore Prime Now App (“<b>Prime Now Credits</b>”). If you are existing to Standard Chartered principal cardholder and you satisfy all the eligibility criteria, you will be eligible to receive up to S$20 cashback (“<b>Existing CC Cashback</b>”); subject to the Current Cashback Cap and Previous Cashback Cap and will not be eligible to receive the Prime Now Credits. The New CC Cashback and Existing CC Cashback under this Promotion will be credited to your principal Eligible Card account within 30 working days of the date of activation of your Eligible Card. The Prime Now Credits under this Promotion will be issued to you in the form of three (3) promo codes worth S$50 each. Standard Chartered will send you the promo codes through a a redemption letter within 60 working days of the date of activation of your Eligible Card. You are required to enter the promo code when you check out with your Singapore shopping cart on the Amazon Singapore Prime Now mobile app (“<b>Prime Now App</b>”) and make payment using your Eligible Card to claim the Prime Now Credits. Each promo code can only be redeemed once. Each promo code has a validity date as stated on the redemption letter and each promo code must be utilised before its expiry date. For the avoidance of doubt, if you are a new credit cardholder applying for more than one Eligible Cards within the same credit card application and have opted to receive Amazon Credits on the first credit card, you are not entitled to any cashback for the subsequent credit card(s) you apply within the same credit card application Visit <a href="/content/sc/sg/en/promotions/signup-tnc" rel="noopener" target="_blank">sc.com/sg/signup-tnc</a> for details and the full Credit Cards Sign-Up Promotion Terms and Conditions that apply. “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard® Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and PruPrestige Visa Signature Credit Card.</div></li><li class="item"><label class="item-wrapper" for="sc-lb-module-term-and-condition-tc-1"><span class="question"><span class="c-icon icon-tick" data-grunticon-embed=""></span><span class="question-text"><sup>2</sup>Standard Chartered and Amazon Prime Now 2018/2019 Promotion Terms and Conditions</span><span class="c-icon icon-varrow" data-grunticon-embed=""></span></span></label><div class="answer">The Standard Chartered and Amazon Prime Now 2018/2019 Promotion (“<b>Promotion</b>”) is available from 6 August 2018 to 31 January 2019 (both dates inclusive) (the “<b>Promotion Period</b>”) and is valid for eligible credit cards issued by Standard Chartered Bank (Singapore) Limited. An Eligible Cardholder can earn (a) a free Amazon Prime membership (“<b>Membership</b>”) worth S$2.99 per calendar month when you make payment for your Membership with an Eligible Cardholder’s card and/or (b) up to 10% cashback (“<b>Cashback</b>”) on the Eligible Cardholder’s Singapore and International shopping cart transactions capped at S$10 per calendar month, made on the Amazon Singapore Prime Now mobile app (“<b>Prime Now App</b>”). The Cashback will be credited into the eligible Cardholders’ Card account(s) by the 28th day of the next calendar month. The maximum 10% Cashback an Eligible Cardholder can earn is capped at S$10 per calendar month. Each Eligible Cardholder regardless of the number of principal or supplementary credit cards or memberships he/she may hold, is entitled to the cashback of S$2.99 for one Amazon Prime membership. For the avoidance of doubt, the maximum Cashback of S$10 an Eligible Cardholder can earn in a calendar month <u><b>excludes</b></u> the amount S$2.99 which is credited into the Eligible Cardholder’s Card through Cashback for the free Membership. This is regardless of how many Cards he/she uses or how many Prime Now App transactions he/she makes. The Standard Chartered and Amazon Prime Now 2018/2019 Promotion Terms and Conditions apply. Click <u><a href="/content/sc/sg/en/promotions/amazon/tnc">here</a></u> for the full terms and conditions that apply.</div></li><li class="item"><label class="item-wrapper" for="sc-lb-module-term-and-condition-tc-2"><span class="question"><span class="c-icon icon-tick" data-grunticon-embed=""></span><span class="question-text"><sup>3</sup>Unlimited Cashback Credit Card Terms and Conditions</span><span class="c-icon icon-varrow" data-grunticon-embed=""></span></span></label><div class="answer">The Standard Chartered Unlimited Cashback Credit Card (“Unlimited Card”) gives you 1.5% cashback (“Unlimited Cashback“) when you (including your supplementary cardholder(s) on your Unlimited Card account) charge Eligible Unlimited Card Retail Transactions (refer to transaction exclusions below) to the Unlimited Card. The following transactions are not Eligible Unlimited Card Retail Transactions and will not earn Unlimited Cashback: a) any cash advance; b) any fees and charges (including but not limited to annual card fees, service fees, interest charges, cheque processing fees, administrative fees, finance charges, and/or late payment charges and other miscellaneous fees and charges) charged to your Unlimited Card; c) any Credit Card Funds Transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Unlimited Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made to all billing organisations using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Unlimited Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Unlimited Card account (and/or your supplementary credit card account); j) any tax payments charged to your Unlimited Card (and/or your supplementary credit card); k) any insurance premiums charged to your Unlimited Card (and/or your supplementary credit card); and l) any top-ups or payment of funds to any prepaid cards (with the exception of EZ-Reload charged to your Unlimited Card) and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time; and EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAY * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM m) any other charge, fee, transaction or payment as we may stipulate from time to time. Unlimited Cashback is computed on a monthly basis based on your statement date and will be calculated based on two decimal places for each individual Eligible Unlimited Card Retail Transaction without any rounding off . Unlimited Cashback earned will be reflected in that month’s card statement but credited to your principal Card account only in the following statement cycle month. Such Unlimited Cashback amount will be automatically offset against the following statement cycle month’s billed amount. Unlimited Cashback earned by your supplementary cardholder(s) of the Card will be credited into your principal Card account. Click <a href="/content/sc/sg/en/promotions/terms-and-conditions/unlimited-cashback-credit-card-terms-and-conditions/">here</a> for the full Standard Chartered Unlimited Cashback Credit Card Terms and Conditions that apply.</div></li><li class="item"><label class="item-wrapper" for="sc-lb-module-term-and-condition-tc-3"><span class="question"><span class="c-icon icon-tick" data-grunticon-embed=""></span><span class="question-text"><sup>4</sup>Unlimited Card Pinball Game Terms and Conditions</span><span class="c-icon icon-varrow" data-grunticon-embed=""></span></span></label><div class="answer">The Unlimited Cashback Credit Card Pinball Game Promotion (“Promotion”) is available from 15 August to 30 November 2018 (both dates inclusive) (the “Promotion Period”). The Promotion is only open to new principle cardholders of the Unlimited Cashback Credit Card (“Eligible Card”) issued by Standard Chartered Bank (Singapore) Limited (“Bank”) during the Promotion Period (collectively, “Eligible Cardholders”). Cardholder who has previously cancelled the Unlimited Cashback Credit Card in the last 3 months and reapply as a new Unlimited Cashback Credit Cardholder during the Promotion Period will not be eligible for this Promotion. To qualify for the Promotion, Eligible Cardholders and/or their supplementary cardholders, must during the Promotion Period, charge a single eligible retail purchase of S$100 or more to the Eligible Card (“Qualifying Transaction”) at least 7 working days after the date of card activation. This Promotion is limited to the first 15,001 Qualifying Transactions (each a “Winning Transaction”) and an SMS containing a unique URL will be sent to the Eligible Cardholder’s registered mobile number with the Bank for the Eligible Cardholder to play a pinball game. Upon completing the game, the prize of a cashback of up to S$1,000 or a trip for 2 to New York City (“Prize”) which the Eligible Cardholder has won will be displayed on the mobile phone screen. The Promotion is subject to the availability of the Prizes. The availability of the New York Trip will be updated on <a href="/content/sc/sg/en/promotions/unlimited" rel="noopener" target="_blank">sc.com/sg/unlimited</a> and Eligible Cardholders have the responsibility to check on the availability of the New York Trip prize prior to participation. An SMS or Notification Letter will be sent to the Eligible Cardholders on the fulfilment of the Prizes by 31 December 2018. Transactions such as, but not limited to, insurance premiums, all modes of bills, payment via AXS and SAM networks, payment to government agencies, income tax payments, EZ-Link/TransitLink top-up/reload, any transactions pertaining to selected Merchant Category Codes, Credit Card Funds Transfers, cash advances, NETS purchases, ongoing instalment payments, any fee and charges, cancelled and reversed transactions and outstanding balances will not be considered as a Qualifying Transaction for purposes of the Promotion. Visit <a href="/content/sc/sg/en/promotions/pinballgame-tnc/" rel="noopener" target="_blank">sc.com/sg/pinballgame-tnc</a> for details and the full Unlimited Cashback Credit Card Pinball Game Promotion Terms and Conditions that apply.</div></li><li class="item"><label class="item-wrapper" for="sc-lb-module-term-and-condition-tc-4"><span class="question"><span class="c-icon icon-tick" data-grunticon-embed=""></span><span class="question-text"><sup>5</sup>Standard Chartered Rewards+ Card Promotion (“Rewards+ Card Promotion”) Terms and Conditions</span><span class="c-icon icon-varrow" data-grunticon-embed=""></span></span></label><div class="answer">The Standard Chartered Rewards+ Credit Card (“<b>Rewards+ Card</b>”) allows you (“<b>Rewards+ Cardholder</b>”) to earn <i>Rewards Points</i> when you (including your supplementary cardholder(s) on your Rewards+ Card account) charge eligible retail transactions (“<b>Qualifying Rewards+ Card Transactions</b>”) (refer to transaction exclusions below) to the Rewards+ Card. Rewards+ Cardholders will, under the Standard Chartered 360° Rewards programme, be eligible to earn one (1) Reward Point for every S$1 (or its equivalent for spends that are not made in Singapore Dollars, where relevant) spent with the Rewards+ Card. Under the Rewards+ Card Promotion, Rewards+ Cardholders will be eligible to earn up to (A) nine (9) additional <i>Rewards Points </i>for every S$1 spent in foreign currency (which are spends that are not made in Singapore Dollars) on Qualifying Rewards+ Card Transactions and (B) up to four (4) additional <i>Rewards Points</i> for every S$1 spent in Singapore Dollars on Qualifying Dining Transactions. “<b>Qualifying Dining Transactions</b>” are dining spends that are Qualifying Rewards+ Card Transactions and are charged to the Rewards+ Card made at dining establishments in Singapore and overseas classified under the Merchant Category Codes (“<b>MCCs</b>”) of Restaurants and eating places (5811/5812), Fast Food Restaurants (5814) and Pubs &amp; Bars (5813). For avoidance of doubt, purchases from establishments including but not limited to local hotel restaurants (including wedding banquets), bakeries, supermarkets and catering companies that are not under the MCCs stated above will not be considered as Qualifying Dining Transactions for this Promotion. There is a cap of 20,000 <i>Rewards Points</i> (“<b>Rewards</b>+ <b>Cap</b>”) per year on the additional <i>Rewards Points</i> awarded. “<b>Year</b>” for purposes of this Rewards+ Card Promotion