You are in

FOR INDIVIDUAL

FOR BUSINESS

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving sc.com/sg and entering a website operated by other parties.

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/sg


Proceed

How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

Standard Chartered’s XtraSaver is an interest bearing current account that allows you to earn Cashback on your debit card purchases

Apply Now Apply Now
Person, Human, Face
Person, Human, Face

Standard Chartered’s XtraSaver is an interest bearing current account that allows you to earn Cashback on your debit card purchases

Features

Payments

NETS and MasterCard payments

Higher Interest Rates

Get high interest when you save, spend, credit salary, pay bills and invest/insure (applicable to Bonus$aver).

Quick Application Process

You can now beat the queue and apply online. All it takes is 10 minutes (applicable to Bonus$aver).

Banking Online or On The Go

Manage your money easily with our award-winning Online and Mobile Banking platform, SC Mobile available on the iPhone, iPad and Android mobile device

Pay Any Credit Card

Pay your credit card bill from any bank, free of charge, with Online Banking or Mobile Banking. Any Visa or MasterCard cards issued in Singapore are accepted.

Local Bill Payments

Get access to over 300 billing organisations via online banking or set up GIRO arrangements for easy payment of your bills. Download GIRO forms here.

Convenient Withdrawals

Withdraw your cash easily from our extensive network of ATMs.

Convenient Banking

Free 24-hour Phone Banking, Online Banking and Mobile Banking allows you to manage your money and complete transactions anywhere in the world at anytime.

Free Withdrawals

Make cash withdrawals at more than 200 ATMs island wide. Withdraw money from atm5 machines at no extra charge, simply look out for the atm5 logo

Island-Wide NETS Payments

Make payments by NETS all over Singapore.

Easy Account Management

Consolidated statement for easy account balancing

Get CashBack When You Spend

Account Balance
CashBack on Petrol
CashBack on MasterCard transactions
Monthly CashBack cap on Petrol
Monthly Overall CashBack cap
S$6,000 & above 7% 1% S$40 S$100
S$200,000 & above 15% 3%
Additional information

CashBack is applicable if the average daily balance in the linked chequing account calculated at the end of each calendar month is SGD6,000 and above. CashBack is tiered and calculated at the end of each calendar month based on transaction posting date and the deposit amount in the chequing account and will be credited on the first working day of the next calendar month, to the relevant account. Monthly CashBack is subject to a cap, S$40 for MasterCard transactions at petrol stations and an overall cap of S$100 for an aggregation of all transactions per month.
Petrol CashBack applies only in Singapore and Malaysia where the petrol station accepts EMV compliant MasterCard cards and if the petrol station’s merchant category code is 5177, 5541 or 5542. Purchase of petrol includes all other purchases (besides petrol) at the petrol station.

CashBack is not applicable for bill payments made via SCB Online Banking from the XtraSaver Current Account, NETS transactions and top up of NETS cash card.

The Bank reserves the right to

a) debit any of your account with us for CashBack given to you if the transactions are cancelled, voided or reversed for any reason; and

b) revise interest rate at any time without prior notice.
The Bank’s prevailing Customer Terms, Current/Cheque/Savings Account and Time Deposit Terms and XtraSaver Product Terms apply.

Key Charges

Service
Charges
Minimum initial deposit S$0
Fall-below fee S$5 per month if average daily balance for the month falls below S$3,000 from second month after account opening
Monthly service charge S$2
Unarranged overdraft Prime +5%, minimum S$5
Early account closure fee (within 6 months) S$30
Debit Card Annual Fee S$20 (including GST)
Cheque book S$10 for each cheque book requested
^ Additional information

^ These new and/or increased fees and charges are applicable to Personal Banking customers, effective from 28 August 2015.

Eligibility & Documents

Eligibility

  • Nationality: Singapore citizen / Singapore permanent resident / foreigner
  • Age requirement: Minimum 18 years old

Documents Required

  • Mandatory supporting documents For Singapore citizens and permanent Residents:
    • NRIC (front and back)
  • Mandatory supporting documents for foreigners:
    • Passport
    • Employment Pass
    • Any of the following documents:
      • Utility bill within the last 3 months
      • Bank statement within the last 3 months
      • Letter from the human resource department of current employer stating address
      • Government-issued documents stating address (e.g. IRAS, CPF, ICA)
      •  Telecommunications bill within the last 3 months
      • Tenancy agreement

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Related links

Bonus$aver

Bonus$aver
Cheque Save Account

Cheque and Save Account
Standard Chartered Bank Supersalary

SuperSalary
Forms download

Salary Crediting Form