An interest bearing current account that allows you to earn cashback on your debit card purchases
Benefits of a XtraSaver Account
Earn More Petrol CashBack
Earn up to 15% CashBack on petrol on top of prevailing station discounts.
15%
Earn More CashBack
Receive up to 3% CashBack on your MasterCard transactions, anywhere in the world.
3%
XstraSaver Account Features
Payments
NETS and MasterCard payments
Banking Online or On The Go
Manage your money easily with our award-winning Online and Mobile Banking platform, SC Mobile available on the iPhone, iPad and Android mobile device
Get high interest when you save, spend, credit salary, pay bills and invest/insure (applicable to Bonus$aver).
Quick Application Process
You can now beat the queue and apply online. All it takes is 10 minutes (applicable to Bonus$aver).
Pay Any Credit Card
Pay your credit card bill from any bank, free of charge, with Online Banking or Mobile Banking. Any Visa or MasterCard cards issued in Singapore are accepted.
Convenient Withdrawals
Withdraw your cash easily from our extensive network of ATMs.
Local Bill Payments
Get access to over 300 billing organisations via online banking or set up GIRO arrangements for easy payment of your bills. Download GIRO forms here.
Convenient Banking
Free 24-hour Phone Banking, Online Banking and Mobile Banking allows you to manage your money and complete transactions anywhere in the world at anytime.
Free Withdrawals
Make cash withdrawals at more than 200 ATMs island wide. Withdraw money from atm5 machines at no extra charge, simply look out for the atm5 logo
Island-Wide NETS Payments
Make payments by NETS all over Singapore.
Easy Account Management
Consolidated statement for easy account balancing
Payments
NETS and MasterCard payments
Banking Online or On The Go
Manage your money easily with our award-winning Online and Mobile Banking platform, SC Mobile available on the iPhone, iPad and Android mobile device
Get high interest when you save, spend, credit salary, pay bills and invest/insure (applicable to Bonus$aver).
Quick Application Process
You can now beat the queue and apply online. All it takes is 10 minutes (applicable to Bonus$aver).
Pay Any Credit Card
Pay your credit card bill from any bank, free of charge, with Online Banking or Mobile Banking. Any Visa or MasterCard cards issued in Singapore are accepted.
Convenient Withdrawals
Withdraw your cash easily from our extensive network of ATMs.
Local Bill Payments
Get access to over 300 billing organisations via online banking or set up GIRO arrangements for easy payment of your bills. Download GIRO forms here.
Convenient Banking
Free 24-hour Phone Banking, Online Banking and Mobile Banking allows you to manage your money and complete transactions anywhere in the world at anytime.
Free Withdrawals
Make cash withdrawals at more than 200 ATMs island wide. Withdraw money from atm5 machines at no extra charge, simply look out for the atm5 logo
Island-Wide NETS Payments
Make payments by NETS all over Singapore.
Easy Account Management
Consolidated statement for easy account balancing
Get CashBack When You Spend
ACCOUNT BALANCE
| CASHBACK ON PETROL
| CASHBACK ON MASTERCARD TRANSACTIONS
| MONTHLY CASHBACK CAP ON PETROL
| MONTHLY OVERALL CASHBACK
|
|---|---|---|---|---|
| S$6,000 & above | 7% | 1% | S$40 | S$100 |
| S$200,000 & above | 15% | 3% |
SERVICE
| CHARGES
|
|---|---|
| Minimum initial deposit | S$0 |
| Fall-below fee | S$5 per month if average daily balance for the month falls below S$3,000 from second month after account opening |
| Monthly service charge | S$2 |
| Unarranged overdraft | Prime +5%, minimum S$5 |
| Early account closure fee (within 6 months) | S$30 |
| Debit Card Annual Fee | S$20 (including GST) |
| Cheque book | S$10 for each cheque book requested |
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.