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  1. Accounts & Deposits
  2. Multi-Currency Feature

Multi-Currency Feature

Foreign currency transactions made simpler

Benefits of our Multi-Currency Feature
  • from your personal Bonus$aver account

  • Overseas transaction fees*

  • With LiveFX and get rewarded

* Relevant terms and conditions apply.

For existing Bonus$aver account holders, enable the Multi-Currency feature in 3 steps:

Why enable Multi-Currency Feature?

For Online Shoppers

Pay like a local when you checkout your online shopping cart. Make use of your multi-currency enabled debit card to enjoy zero overseas transaction fees*.

For Expatriates

Living away from home but want to be close to home? Send money to your loved ones with no incremental fees.

For Investors

Investing is all about catching the right opportunity. Access funds in 14 currencies with one account and invest with confidence.

For Overseas Students

Transact like a local when you are away from your parents. Spend in foreign currency and enjoy zero overseas transaction fees*.
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– Primary holders of a personal Bonus$aver account (joint accounts are not eligible).

– Registered with SC Mobile  to view the option to enable this feature.

(Note that: We are progressively releasing this new feature over the next few weeks. Once you have the updated SC Mobile version 7.5.4 (or later) from the Apple App Store or Google Play Store, you can log on to enable the multi-currency feature on your personal Bonus$aver account.)

– Available for New or Existing personal Bonus$aver account holder.

– Customers without a personal Bonus$aver account, you may enable this feature after applying for a personal Bonus$aver. FIND OUT MORE 

Services & Charges
Fall-below fee (per month)

Note: Chargeable if the minimum average daily balance for your SGD balances in your Bonus$aver falls below S$3,000 in any particular month.

Monthly service charge
Debit card annual fee (Including GST)

Refer to https://www.sc.com/sg/save/current-accounts/bonussaver/ for all the relevant fees and charges

Prevailing interest rates for non SGD balances:

Prevailing interest rates for non SGD balances: 0.00% p.a.

Prevailing Interest Rate for SGD Currency: 0.01% p.a.

Outward Telegraphic Transfer (OTT)  

Note: OTT via SC Mobile/ Online Banking is not available for the following currencies: DKK, SEK and ZAR. Should you wish to perform an OTT for these currencies, please visit our branches or reach out to your relationship manager.

If you hold a personal Bonus$aver account, proceed to enable this feature via i-Banking/ SC Mobile.

Step 1: Log on to your i-banking/ Sc Mobile.
Step 2: Under Bonus$aver account, click on a currency tile to enable that currency.
Step 3: Transfer funds to the chosen currency and the chosen currency is now enabled for use.

You can enable up to 13 foreign currencies on your personal Bonus$aver account. These currencies are: USD, GBP, EUR, HKD, AUD, NZD, CHF, JPY, CAD, NOK, SEK, DKK and ZAR.

For retail transactions in foreign currency, you will not incur the debit card overseas transaction fee if you:
i) Successfully enable the respective currency on your personal Bonus$aver account before using your multi-currency enabled Bonus$aver debit card; and
ii) Have sufficient balance in that currency, for your transaction

For overseas cash withdrawal, you will not incur overseas cash withdrawal fee if you:
i) Successfully enable the respective currency on your personal Bonus$aver account before using your multi-currency enabled Bonus$aver debit card; and
ii) Have sufficient foreign currency balance in your Bonus$aver multi-currency account. Note: Fees which may be levied by other banks in Singapore or overseas for accessing their ATM network will continue to apply.

Click here for more FAQs.

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