Personal Banking Terms & Conditions

Customer Terms

Note: Effective 21 April 2017, these Customer Terms replace any prior version of our Customer Terms, including that contained as Section 1 of any of the booklets previously given or made available to you for the following products:

  1. All Types of Accounts, Personal Loan or Overdraft
  2. Auto Financing
  3. Credit Cards
  4. Debt Consolidation Plan
  5. Mortgage Facility
  6. Partner Capital Loan
  7. Investment Products
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Our terms and conditions for:
All Types of Accounts, Personal Loan or Overdraft Learn more »
Auto Financing Learn more »
Remittance Service Learn more »
Credit Cards Learn more »
Debt Consolidation Plan Learn more »
Mortgage Facility Learn more »
Partner Capital Loan Learn more »
Investment Products, Secured Wealth Lending Facility

Note: Effective 1 July 2016, these Investment Products Terms replace any prior version of our Investment Products Terms, including that contained as Section 1 of any booklets previously given or made available to you. These Investment Products Terms apply to (amongst other things):

  1. transactions and services in relation to investments that you deal with or through us from 1 July 2016;
  2. any Secured Wealth Lending Facility granted to you from 1 July 2016;
  3. instructions you give us from 1 July 2016 in relation to investments you have dealt with or through us prior to 1 July 2016 (each an “Existing Investment”);
  4. your continued use of our services from 1 July 2016 in relation to any Existing Investment;
  5. instructions you give us from 1 July 2016 in relation to any Secured Wealth Lending Facility granted to you prior to 1 July 2016 (an “Existing Facility”); and
  6. your continued use, from 1 July 2016, of any Existing Facility.

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