Standard Chartered Bank Online Trading 0.15% Brokerage Fees Campaign Terms and Conditions (“Campaign T&Cs”)

1.  This Standard Chartered Bank Online Trading 0.15% Brokerage Fees Campaign (“Campaign”) is available from 7 May 2018 to 31 August 2018, both dates inclusive (“Campaign Period”). By participating in this Campaign, you agree to be bound by these Campaign T&Cs.

Eligibility

2. The Campaign is open to clients of Standard Chartered Bank (Singapore) Limited (“Bank”) who:

a. Are Priority Private banking clients. To be a Priority Private banking client, the customer needs to top up and maintain his/her account balances with the Bank to at least S$1.5 million in eligible products. The membership and eligibility for the Priority Private programme shall be reviewed twice annually in the months of June and December. If, at the time of review, the client has maintained a minimum of S$1.5 million in assets under management for the preceding 6 months, his/her membership shall be renewed for a period of another six months, starting in July or January respectively. Please visit sc.com/priority/priority-private-tnc for the full terms and conditions and details;

b. Have successfully declared Accredited Investor status with the Bank. To successfully declare to the Bank as an Accredited Investor, an individual must have an annual income in the preceding 12 months of not less than S$300,000 (or its equivalent in foreign currency) or have total net personal assets exceeding S$2 million (or its equivalent in foreign currency); and

c. Have an existing Online Trading account with the Bank anytime during the Campaign Period,

(each an “Eligible Customer” and collectively, “Eligible Customers”).

3. Employees of the Bank and Standard Chartered Bank, Singapore Branch will not be eligible for this Campaign.

Campaign Pricing and effective dates

4. For Eligible Customers who fulfil the eligibility criteria by 15 May 2018, they shall be entitled to trade online with the new 0.15% brokerage fees rate with effect from 1 June 2018. For Eligible Customers who fulfil the eligibility criteria by 30 June 2018, they shall be entitled to trade online with the new 0.15% brokerage fees rate with effect from 15 July 2018. For Eligible Customers who fulfil the eligibility criteria by 31 August 2018, they shall be entitled to trade online with the new 0.15% brokerage fees rate with effect from 15 September 2018.

Fees Table

General Terms

5. We reserve the right to determine at our sole and absolute discretion all matters arising out of or in connection with the Campaign, including your eligibility for the Campaign.  Our decision in all matters arising out of or in connection with the Campaign is final and conclusive and no correspondence will be entertained.

6. We may at any time vary, modify, add or delete any of the terms and conditions governing the Campaign and to terminate, withdraw, extend or shorten the Campaign, without prior notice or reason.  Please visit our branches or our website at www.sc.com/sg for the latest terms and conditions applicable to the Campaign.

7. In the event of any inconsistency between the Campaign T&Cs and any brochures, marketing or promotional materials relating to the Campaign, these Campaign T&Cs shall prevail to the extent of such inconsistency.

8. Please read these Campaign T&Cs in conjunction with our prevailing terms and conditions which include the Customer Terms, Current/Cheque/Savings Account, Online Trading Terms and Conditions and Investment Product Terms (collectively “Other Terms“). In the event of any inconsistency between these terms and the Other Terms, these terms prevail only to the extent of such inconsistency.

9. A person who is not a party to these Campaign T&Cs has no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of the Campaign T&Cs.

10. The Campaign T&Cs are governed by and shall be construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.

11. All information is correct at time of print.

Disclaimers

Investment Products:

This document is for general circulation only and does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy. It has not been prepared for any particular person or class of persons and does not constitute and should not be construed as investment advice nor an investment recommendation. It has been prepared without regards to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a financial adviser on the suitability of an investment for you, taking into account these factors before making a commitment to invest in an investment.

You are fully responsible for your investment decision, including whether the Online Trading service is suitable for you. The products/services involved are principal at risk and you may lose all or part of your original investment amount.

Deposit Insurance Scheme:

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For clarity, this is not a deposit and does not qualify as an insured deposit under the Singapore Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.