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61% of UAE expats have no long-term savings*.

Ae savings protection plan for retirement masthead

61% of UAE expats have no long-term savings*.

What’s your retirement plan?

Do you prefer to live in the moment or future? Let us help you plan your long-term savings, for when you retire with Global Choice – a simple savings policy that gives you both protection and returns.


  • Why do I need a savings plan with my life insurance?

    By combining saving with life insurance, you are ensuring your retirement is financially worry-free and your loved ones are protected – in one go.

  • Why are the premiums invested?

    By investing in a mutual fund, you can benefit from the advantages of medium to long-term investing to potentially increase the value of your savings faster and make retirement more comfortable.

  • How is my money invested?

    We help you choose from a wide range of award-winning mutual funds, to create an investment portfolio that matches your needs and risk appetite.

  • Can I adjust my premium payments / make withdrawals if my circumstances change?

    Yes, you can make regular withdrawals, change the premiums on your policy, and more.

  • Is my investment safe?

    Should an unfortunate event occur when your account value is less than the premiums paid, you receive your premiums back, so your savings are protected.

  • Can I be sure the benefits go to my chosen beneficiary?

    Yes. Regardless of local laws, the benefits always go to your chosen beneficiary.

  • How do I sign up for a plan?

    Fill in the form below and an insurance specialist will contact you to answer all your questions.


Important Notes for Global Choice

  • If the life insured is 50 or less when taking the policy but dies within the first 10 years of taking the plan, the amount paid upon death will be the greater of:
    • 100% of the policy value; Or
    • Total premiums paid less any withdrawals
  • Read more in the Key Features Document
  • Standard Chartered Bank does not offer insurance advice, nor does it underwrite or issue insurance policies. Insurance products are underwritten by third party insurance providers. Standard Chartered Bank shall not be responsible for insurance provider’s actions or decisions, nor shall Standard Chartered Bank be liable regarding payment of claims or services under the policy/insurance contract or in any manner whatsoever regarding your application or the contract of insurance.
  • The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.
  • This information is neither an offer to sell, purchase or subscribe for any investment nor a solicitation of such an offer. This information is general and does not take into account a person’s individual circumstances, objectives or needs. Investments carry risk and values may go up as well as down.
  •  *From a survey by Mercer UAE reported in the Gulf News article ‘Nearly half of UAE expats have no plans for financial security’ 25 Feb 2020.