Standard Chartered's HDB Bridging Loan gives you immediate access to funds for a down payment on your flat and leaves you with more cash at the end of the sale.
Apply Now


  • Competitive Rates

    Our HDB Bridging Loans offer competitive interest rates at Prime* + 1.00% p.a.

    *Currently at 5.75%p.a.

  • Low Fees

    We charge no monthly instalments, no processing fee, no upfront arrangement fee.

  • Easy Application

    Enjoy a fast & hassle-free application process when you apply for the HDB Bridging Loan.

  • Legal Support

    Legal support from our panel of reputable lawyers will ensure you a stress free purchase.

Additional Features

  • Free 24-hour phone banking and internet banking
  • Consolidated statement for easy account balancing

Apply Now


  • Aged between 21 to 65 years old
  • Singapore citizen or permanent resident selling your HDB flat or private property
  • Buying another flat from the HDB resale market or directly from the HDB
  • All owners of the flat sold must be borrowers
  • Maximum loan tenure of 6 months

Note: First-time buyers and contra-transactions do not qualify.

Terms and Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to SGD50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Call Us

Call our hotline for further information.

1800 747 0123


Send us an SMS to

MORT<space>NAME to 77222

for us to contact you.

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me »

Locate Us

Visit the branch that is nearest to you.
Selected branches are open on Sunday to serve you better.

Find a Branch »

You might also be interested in

HDB Home Suite

Standard Chartered's HDB Home Suite offers you three guarantees with your approved all-in-one loan.

More details »
MortgageOne SIBOR

More than just a mortgage, this financial tool puts your savings, salary, current and mortgage accounts all under one roof for more efficient money management.

More details »
Home Suite

Home Suite is an all-in-one package that offers you a Home Loan and a Current Account.

More details »
Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.