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Business$aver is a current account that offers high interest rate with full liquidity, ideal for businesses with surplus funds. Get in touch

Business$aver is a current account that offers high interest rate with full liquidity, ideal for businesses with surplus funds.

Business$aver account

Ideal for businesses with surplus cash, this interest-bearing business account earns you bonus interest on your idle money, without compromising on liquidity.

Features

Interest rates

SGD Business$aver Account

Balance Tier

Prevailing interest rate

(with effect from 1 October 2013)1 

First S$500,000 0.018% p.a.
Remaining balance above S$500,000 0.078% p.a.
1Standard Chartered Bank (Singapore) Limited (the "Bank") pays interest on the Business$aver Accounts held with the Bank on a tiered basis. Rates are subject to change.
USD Business$aver Account

Balance Tier

Prevailing interest rate

(With effect from 1 October 2013)3

First USD2,000,000 0.118% p.a.
Remaining balance above USD2,000,000 0.218% p.a.
3Standard Chartered Bank (Singapore) Limited (the “Bank”) pays interest on the Business$aver Accounts held with the Bank on a tiered basis.

Eligibility & Documents

Eligibility

  • Minimum Initial Deposit
    • S$ 50,000 for SGD account
    • US$ 50,000 for USD account
  • Requirements
    • Minimum monthly average balance of S$ 50,000 for SGD account
    • Minimum monthly average balance of US$ 50,000 for USD account
  • Early Account Closure fees (within 6 months of opening)
    • S$ 500

Documents Required

  • Business Account Opening Form
  • Photocopy of NRIC / Passport of
    • At least 2 directors (including Managing Director),
    • All Principal Shareholders (with 10% or more), and
    • All signatories
    • Director,
    • All Principal Shareholders (with 10% or more), and
    • All signatories
  • Company Memorandum of Articles of Association (M&A)

FAQs

Terms & Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$ 50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.