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Make and receive payments seamlessly with just your Unique Entity Number (UEN)

The productive worker is a connected worker

Make and receive payments seamlessly with just your Unique Entity Number (UEN)


Designed to enhance efficiency in business-to-consumer (B2C) and business-to-business (B2B) transactions. Businesses can simply link their bank accounts to their UENs to enable instant B2C and B2B fund transfers at anytime, anywhere, and in a hassle-free manner.

Sign up now in 3 simple steps


 1   Fill up the Straight2Bank (“S2B”) Setup & Maintenance form (item 1) and PayNow Service Supplement (item 2). Ensure items 1 and 2 are signed by the duly Authorised Person(s).
2 E-mail the completed form to us at Service.SGBizBanking@sc.com.
3 Upon receipt of items 1 and 2 from you, you will be prompted to link your UEN to your Standard Chartered bank account(s) on the online banking platform Straight2Bank, and after this is set up and completed, you will be able to make and receive payments through your designated Standard Chartered bank account via PayNow. Click here for the online guide for PayNow.
Please note that the PayNow service is only available for customers with Straight2Bank. This is our award-winning online and mobile banking platform. Find out more about Straight2Bank here

Receiving and making payments using PayNow


  • Provide your UEN or QR code to your buyers and/or individuals
  • Receive notifications on your inward PayNow transactions on Straight2Bank and account statements


  • Make payments to your suppliers and/or individuals via their UEN or NRIC or mobile number
  • Receive notifications on your outward PayNow transactions on Straight2Bank and account statements
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Terms and Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.